What are the actual international rates?

Hi Amit, Welcome! I used Mondo card in Portugal. The ATMs and merchants may give you an option of charging your card in GBP. Just decline it. You will get the worst rates. Choose the option of charging in local currency. Some interesting discussion here: Transactions abroad or in a foreign currency

Also, please carry a backup card as a precaution. Some small retailers may not accept pre-paid cards. Very rare but possible.