Nothing yet, other than 
Waiting for āsoonā gets boring ā¦
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I was never keen on the ābundlesā when I was shown them a couple of weeks ago.
Over-complicated things.
Just make it one tier and thatās it.
The interest going away is, I feel, more important. Get that back first on āPlusā, then introduce a better way of gaining the metal card, which in turn could introduce āotherā discounts at certain places when shown perhaps.
At the moment i donāt feel āPlusā is worth a price, even my Ā£3 a month. Focus on what people want first, then things like this in the future.
Wrt insurance, you should look at what Danish startup Undo are doing. Simple, precisely-targeted, by-the-day insurance without excessive legalese.
The key problem for me with all past Plus offerings is that I donāt feel that I am in control of getting the best offers. I think Monzo customers - especially early adopters - are quite savvy consumers and happy to shop around a little to get a good product. It would be useful to me if Monzo provided an easy way to make an informed choice between multiple providers for the same type of add-on. Prices and service levels should be clearly comparable to the rest of the market. I thought this was always the intention of the āfinancial services marketplaceā concept, to be honest.
I donāt like bundling as it feels like paying for extra stuff I donāt want. Especially when those things are time-limited offers that are essentially just advertising for other services. Itās unpleasant when your ISP forces you to add a service you donāt want to get another you do want. Banking is no different.
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Thereās (yet) another thread for Monzo Plus.
Mods, maybe worth locking this thread now? @Rat_au_van
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