We're closing your account on 17th May

When this came up to start with, I searched “bank name” & “two months close account” and there’s oodles of forum threads on MSE etc for every bank you can think of.

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Did you sell or buy crypto

Could this effect your credit file?

I purchased crypto. Main bank account > transfer to Monzo (Exchange rate) > Exchange.

Not a single payment has yet been made from the Exchange > Monzo.

Around we go again on this obsession with it being crypto related :dizzy_face:

Oh so it can’t be crypto since you didn’t actually use any transactions with monzo.

Do you do sus payments? Such as transferring in and out all the time?

No, I don’t. Always the same bank > Monzo. All my domestic Direct Debits are also with Monzo and will now need to be moved.

There is nothing to hide and I am quite prepared to provide Monzo with any documents they may require to satisfy any suspicions - not that there should be any,

That’s putting me in a difficult position then as i only transfer money in from my main account to cover dd payments, £500 at a time. I’ll wait for my email…

Have you checked your credit file for anything strange such as a cifas

What’s the reason for going via Monzo?

My credit file is exemplary - never had an issue in 30 years.

That’s not sus.

By sus I mean like transfer or receive like 1000s and instantly send it out multiple times over and over.

What’s the reason for going via Monzo?

The Exchange Rate, as mentioned in my post.

Exchange rates? Is your bank non uk?

UK bank account - with the usual poor rates for currency exchange. Hence Monzo.

Even my PayPal payments are always made from Monzo due to the exchange rates.

So you’re not in the UK?

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If your bank is UK and monzo is UK you wouldn’t have exchange rates?

Cryptic messages
Of closures in two months’ time
Could it be crypto?

I have no idea how syllables in English work but I think this is right for a haiku

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So you’re not in the UK?

I am in the UK. Always have been. Monzo have a copy of my British passport.

If your bank is UK and monzo is UK you wouldn’t have exchange rates?

Exchange rate into foreign currency, not from foreign currency.

But why would you need to exchange it into a foreign currency? Seems a lil sus