Thank you everyone, I had it in my head that pots were like categories which in YNAB you use to slice up your money from the available balance, much like the Budget function within Monzo thanks for clearing that up for me. I understand now.
One thing I am a little puzzled on though is the figure you are presented with on the summary page “You’re set to have xxx left over” how is this calculated because I can’t seem to work it out at all. None of the calculations I run leave me with the figure presented in this space.