Using Monzo for Airbnb income

I’d go down this route too.

If you’re just earning money from Airbnb, with no business related spending or expenses then you might be able to get away with a personal account.

However if you’re going to be paying any fees like for cleaning services, any maintenance, tax etc then a business account is the better option because you won’t fall foul of any T&Cs which restrict business activity on current accounts.

You don’t need to be a business to have a Monzo account. I have one for some of the plant sales I do (& when I take card payments for my Dad when he goes to local fairs and markets selling honey!)

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