NatWest rewards is probably the best account there is in terms of getting money back. You’re effectively paid £3 a month if you just deposit £1.25k a month and have two dds going out
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£2 each dd i think
Curious if PayPal works.
When you add account and sortcode it creates a dormant direct debit.
Top up £10 by card.
Withdraw by Bacs.
Thinking about it, not sure it’s paid out by Bacs only collected? Ignore, it’s bed time 
Use Moneybox
I’d recommend Plum, or get a Currensea debit card (which funds itself by DD)
You can even use the Currensea card in the UK for a regular transaction. Doesn’t have to be outside the UK.
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The referral is only good if you’re going to be using it for FX transactions. Need to spend equivalent of £100 in 120 days
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Have sent you a DM.
I pay for Monzo Premium. I like the included travel and phone insurance. I really like the live transaction feed into a Google spreadsheet. I like the white metal card, dammit.
I can only have it until October 2024, when I shall turn 71 [sob]
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Is Premium barred at 70+ or is it just the insurance exclusions kick in?
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Wonder why there is an age restriction on Premium, maybe the travel insurance?
Absolutely travel insurance, most general policies have an upper age cap before they require a premium to be paid or alt insurance.
There’s probs no way to handle the extra premium to be charged within this service unlike others. The impact for monzo off this is likely minimal given the customer demographic.
Well, I can’t keep the account once I hit 71, in Nov 24, and I can see no reason for that except the insurance. And my health is such that I probably would have trouble getting affordable health insurance anywhere.
But it will have been a nice ride while it lasted 
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Does Nationwide still allow an age–premium for its packaged insurance for those over the age limit? You might try there…
I don’t want to leave Monzo and, as I said upthread, my age is starting to affect my health. I suspect affordable travel insurance would be hard to obtain on a commercial basis, and anyway, I wouldn’t be covered for pre-existing conditions on my current Monzo insurance.
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You can still have Plus, so whilst you’d lose the insurances, you’d still be able to use the export.
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As far as I’m aware, there is the option of paying an additional one-off per annum fee for the over 70s to cover the heightened risks. About £60 if memory serves me well.
The one-off fee would cover bpth the account holder and partner travelling if both are over 70.
Hope that makes sense
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