There’s an interesting talk on the psychology of spending here for anyone interested.
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Oooooh! This looks like it would be great lunchtime listening, thanks @Anarchist. So much of how we view money as humans is strange and irrational!
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That was really interesting. Not sure the card roulette is the best method for splitting bills - the hot coral Monzo card might draw the waiter’s eye too much when they’re picking!
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We’ll have to avoid the Monzo card - or blindfold the waiter. 
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When I was living in Bangkok, we used to stack all of our phones on top of each other - it was to avoid us texting/being anti-social during group meals. First person to cave and answer a text paid the whole bill 
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I’m sure I’d win that game. My phone is on silent 90% of the time 
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My phone is on silent and vibrate turned off 100% of the time. It’s now my watch buzzing that’s the problem!
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Here’s a brilliant paper from Richard Thaler on precisely this topic. Long read, but an amazing summary of how and why people are irrational with their $$