The Credit Thing - Koto

Just seen this on FE
Anyone heard of them before

The website looks good, the concept seems good, but 27.9%!

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Yeah just as bad as other credit card providers

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Same team as Mono

Missing a Z :thinking:

That’s sus

Apparently they’ve been around ages (not sure if before Monzo)

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Looks like 2017

For a bad credit card, that’s not too shabby.

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I have one it used to be .20 cent per day for any borrowing no interest charges they also have “Spread which is £10 per month however they are moving to mainstream lending like a credit card which is interest free for 62 days, no idea why the apr is a issue when you don’t carry balance lol

The Hryvnia has a cool sign ₴

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