Spending screen is counterintuitive with targets

[alexs (Alex Sherwood)]

Great minds despite your logic, here’s why Monzo went with Targets -

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Fair enough, probably the more sensible name would have been “budgets” or “limits”: The problem with the word “budget” is that tons of people feel strongly against it (boring stuff, legacy banks, something that doesn’t work…), it reminds me of the “diet” in “diet Coke”. “Limits” on the other hand makes sense but talking with users we’ve seen that some people expect the limits to be “hard” limits. So, if you say your limit is £30 your card will decline after that amount… which is not what we w…