I’m sure I remember seeing a post from Hugo somewhere, crediting Tristan with suggesting this design - & saying it was a deliberate choice.
Anyway, I actually like it, I prefer that the focus is on how much I have left to spend, rather than how much I have spent.
The latter (which is still displayed as a number & determines which order you see your targets in), is less useful for me because there’s nothing I can do to change how much I’ve already spent. Whereas I can manage the remainder of my balance & try to ensure that I still hit my target.
Keeping the user’s attention on how much they have left to spend (I find that the bars draw more attention than the amount spent figure), also supports Monzo’s first product, overdrafts
but this design is unconventional so I’m sure you won’t be the only one who finds it strange at first!