I was just about to create a new thread for this, but then I found this one! And I’d even voted for it. (Well done, past me).
I’d like a fall back pot - one that I could flag as a virtual overdraft. So, when my balance goes below zero, money is taken from that pot. I think I’d quite like the pot to show a bit like an overdraft in the app too (for the psychological aspect of seeing a negative figure) but open to ideas on that.
I think this would work quite well with the functionality to top up a pot to ensure that it has £x on it, rather than to top up by Y (e.g. On payday make sure my fall back pot has £250 in it, meaning you’d add whatever amount to the pot to make it £250). Off now to see if I can find that idea anywhere 