That’s not a good enough reason in my opinion, as it spoils the experience for the rest of the users here.
Once Apple Pay goes away there will be something else that everyone wants e.g. overdrafts. Do we really want to be a place where users just continually moan about what they perceive about Monzo’s shortcomings, even when the situation has been explained & it won’t make a difference?
To be clear, feedback / ideas / suggestions / requests are good of course but posting them over & over again isn’t IMO.