Open General Investing or ISA Investing account?

UK Financial Chat
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I am eligible to open one now with Monzo.

I have a stocks and shares ISA with another company but haven’t used it this year so I could choose either option. Although maybe getting a large sum of money in December so would like to put that in a stocks and shares ISA, which means if I open one with Monzo it may have to be Monzo’s Black Rock option.

I have seen Monzo’s rates are not the cheapest by a long shot, but I do like the idea of index funds and the simplicity of investing via Monzo is very appealing.

I am tempted to open a General Investments ISA so I can open one soon and dip my toe in with Monzo, just curious if this can later be transferred into an ISA version should I so wish or if I can open a General One and an ISA one.

All comments and info welcome.

Thanks

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Transferring from a GIA to an ISA isn’t possible due to the ISA regulations i.e. Monzo can’t do anything about that.

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