I am eligible to open one now with Monzo.
I have a stocks and shares ISA with another company but haven’t used it this year so I could choose either option. Although maybe getting a large sum of money in December so would like to put that in a stocks and shares ISA, which means if I open one with Monzo it may have to be Monzo’s Black Rock option.
I have seen Monzo’s rates are not the cheapest by a long shot, but I do like the idea of index funds and the simplicity of investing via Monzo is very appealing.
I am tempted to open a General Investments ISA so I can open one soon and dip my toe in with Monzo, just curious if this can later be transferred into an ISA version should I so wish or if I can open a General One and an ISA one.
All comments and info welcome.