Mostly probably not, a savings account would likely be better for most people and most cases, especially if once a year you move to the highest rate saver available and move your longer term savings into fixed savers.
But if the possibility of winnings (however remote) motivates you to save then maybe!
I think the more important question is…. Does NS&I have a decent app?
Despite my previous comments, I am now finding myself tempted to throw in the minimum of £25/month. In the grand scheme of things, that’s probably less than I spend each month on cute bow ties and collars for my cat.
can I count the £25 of bonds I got between 1983 and 1985, or do only new ones count?
(I did have a rummage to see if I could find the original paper copies of them, but only managed to find out my Investment Account bank book. The account’s still open, but only has pennies in it, earning 0%…)
Apparently I have lucky children. My 5 year old won £100 this month, bringing her total winnings to £125. My total prizes over 41 years of holding premium bonds are £150