Monzo's Crowdfunding Rounds

[alexs (Alex Sherwood)]

@Samuel10

Not once did I say investors have lost their money. As things stands, they’re worth a lot more than they have paid for them

You said that

@Samuel10

I am almost certain that at least 90% of people invested in Monzo are not being rewarded for the risk they are taking by being an investor.

but a) the value of their investments has increased b) should Monzo’s valuation continue to increase, they’ll be rewarded more.

We don’t know whether the valuation will increase of course, taking that risk is how investing / crowdfunding works. It’s not possible to quantify the risk that crowdfunders have taken by investing in Monzo.