Monzo Plus: a fresh start with some fresh faces šŸ‘‡

It would be a nice surprise kinda thing. A little gesture goes a long way imo

Even just a card in the mail would make me feel a loyal customer

I do research feedback for EE and one of the things that keeps cropping up is how would i feel getting a birthday gift in the post on birthdays. With questions like would that make me recommend EE and how would i likely stay with EE after my contract ends. It’s only feedback from customers but it does make you think

It wouldn’t be a gesture though, would it? Who is ultimately paying for it? You…

Nobody at Monzo is going to know/care it’s your birthday; it would be automated.

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The main problem I have with this so called ā€œfresh startā€ is that it already seems doomed from the outset. :tired_face:

Based on this statement, and the biased way in which the survey was presented, I can only come to the conclusion that:

  • You have already decided what your vision is for Monzo Plus - a recurring subscription / package / bundle
  • You are trying again to harvest research that backs up this vision
  • In a few months we will end up with slightly different bundles under another name

Please listen to what others have already said. Creating a new thread and burying the old feedback by rebranding Plus as something else will not yield any better results in the long run. :pensive:

And when presenting surveys, please don’t phrase them in such a biased way. From memory I recall that all of the Plus surveys so far have been guilty of the following:

  • Asking us to rank/highlight features from a set menu in order of how much we loved them
  • Gave no option to say that we thought any/all of the features were actually a waste of time
  • Always began with the premise that we want to pay for some kind of bundle/package and gave no clear alternative approach

I appreciate that the new team have a difficult task of picking up from where things left off, but please don’t waste time retreading paths that we have already been down. :weary:

On a side note, I’ve finally decided to cancel my early bird Plus, more out of principle than anything else. Fool me once…

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Good point, I don’t mind paying for quality, integrated products whether they be insurance, advice etc. It’s this ā€œhave a bag of :poop: for a tenner and here’s a stickerā€ mentality that must (hopefully has) changed.

Madness that you can raise that today and get a reply, refund and it sorted in less than 24 hours; yet I messaged earlier to get an update on the complaint I raised on the 29th August, they passed me to the customer advocacy team to check and they told me I’d receive a response by the end of October :man_facepalming:t3:

Let’s just say that my complaint will be growing due to the way I’ve been handled throughout this whole process, really disappointed in Monzo.

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A metal card for all users prior to today. Cheaper plus when reinstated?

I think ā€˜how to create surveys to backup your vision’ is something which is taught on Monzo induction days. They have done it over and over and over - not just with Monzo plus either.

I make surveys with surveymonkey and it warns you about biased questions.

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Glad I’m not alone in thinking the survey was poor, interesting how these things can backfire, from a (presumably) genuine desire to improve a product to making me think ā€œwho the hell are these people?ā€ Certainly feels like ā€œmonzo selectā€ with updated stickers is on the horizon :disappointed_relieved:

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I can’t complete the survey. Trying to do it on my iPad (iOS 13.1), but after clicking the ā€œother (please specify)ā€ option on one of the questions, it doesn’t allow me to actually type into the text box, it’s just greyed out.

Well said Rob

I’m liking this.
Admitting defeat and looking to fix it. Just the way every company should operate. Looking forward for what Monzo have in store. Keep it up guys you’re doing gods work.

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You know the more I read this thread the more I wonder why I’m a Monzo customer at all, never mind a plus subscriber.

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Good to see that you are trying something else and be open about it. Looking forward to seeing what comes from this.

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I enjoyed reading Tom’s post. I think he’s really thought it through and is doing the right thing.

It was clear the old team weren’t the best for getting this product out the door and fresh faces will (hopefully) get it out of the door correctly.

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@Webby53096, could you please clarify what you mean by support? A lot of the time, when customers need to call support, it’s because something isn’t working, they haven’t figured out how to use a feature or a feature isn’t available - or because of fraud related issues.

In an ideal world, nobody should ever need to call support - so offering priority access to support would be an admission that the app is substandard - and potentially an excuse not to fix it (because if nobody then needs support, having priority access to it would no longer be a benefit). Everything should just work, and the customer experience should be so seamless that every feature is easily discoverable and used by the customer.

I’ve only had to get in touch with support a handful of times:

  1. Tried to make a large payment, and needed a higher limit. This was at first a rough process, but much better now - though still not perfect by far

  2. A dispute after an online retailer failed to deliver the goods

  3. A technical issue, whereby I was being repeatedly logged out, and wasn’t receiving the login emails (part of which turned out to be an issue with my email provider)

I’m sure there are a number of other reasons why someone might need support, but does it really make sense to put a price wall around good access? And if everyone sighs up to Plus, how does everyone get priority?

For me, Plus shouldn’t be about support or app features. Someone suggested Dark Mode should be premium. If so, how should Monzo then react when Starling, Revolut and Lloyds all offered it as standard. Again, if Monzo are building an app feature, it makes sense for everyone to be able to use it.

Plus should only be about add-ons that we’d normally pay for elsewhere (such as insurance products), but for which Monzo can get large economies of scale and pass on some of that economy.

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Please make sure to inform your Cops about changes like this @tomdavies

I am talking to them now to get some questions about plus answered and I am getting no concrete answer. Having spoken to one of your colleagues on the phone he has tried his best to help and let’s see what happens with the next reply I get. Nevertheless, whenever I have had to ask any question about Plus I am being pushed around between specialists who don’t know the answer and just send me a generic reply + reassign me to someone else.

I hope you’re not thinking of the emergency cash feature that Monzo tried in the previous bundles which charged you 5% of the sum transferred in addition to the monthly fee… for a service other banks offer for free as standard (and not behind a premium offering)

I think there will be so many different opinions, but it’s good to see Monzo taking a proper step back this time.

I filled in the survey yesterday, but for me if I’m paying for a premium account I need to feel like it brings me something new, something useful (or fun), and something that I’m not still paying extra for.

So, for me, it would be nice to sign up for my insurance in-app, but it really isn’t that difficult to go elsewhere so I wouldn’t pay a ā€˜base fee’ just to access that option.

I would pay a small base fee for some other things. I personally like O2 Priority type stuff - little, random freebies that I can claim at no extra cost. I like working to quite a strict budget and I’m not the kind of person to actively go out and buy ā€˜treats’, so little deals like a free 500ml bottle of drink from a supermarket if I pay using Monzo, or maybe a couple of free cinema tickets once or twice a year, or a free visit to one of a choice of attractions once a year, could really get me interested. Basically, I like to be forced to enjoy the frivolous, because for me financial rewards would just get absorbed into my bank balance and I’d get all serious with them. Free trials to things would also be good.

I don’t want discounts that I can find elsewhere anyway, and I want my deals and offers to be for bigger chains and places I’ll actually visit rather than obscure independent locations.

Also, for me, on the note of ā€˜not something that I’m still paying extra for’, things like the airport lounge access become pointless. If I still have to factor an extra payment for something into my budget, and it’s not something essential, then I just won’t use it. So, for me, the airport lounge access in the bundle would have been pointless because I’d still need to pay more to access that offer.

So, for me, fun ā€˜deals’, free trials and ā€˜freebies’ would be a top priority for feeling like I’m getting something back that I wouldn’t otherwise have.

Things like buying other financial products in-app is another big priority, but if the price is notably higher than going direct then I’d just do that. I would pay a small amount extra for convenience, but really not a lot.

I, personally, have no interest in no added value products like different coloured cards. The colour of the card makes no difference to my shopping experience in any way.

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