Exactly my view. If Monzo doesn’t offer these as standard, a competitor will, and Monzo customers unwilling to pay will either lose out or switch. The survey asks whether Open Banking features should be a benefit of the Plus account, and for me, that makes no sense whatsoever. If Monzo’s objective is to become a financial dashboard for everyone - as stated a couple of years ago - these should be standard for all customers.
In my opinion, for the proposition to be competitive and have wide appeal, Monzo Plus should be about products - in particular mobile phone insurance (from which almost everyone could benefit), travel insurance, and rewards. Potentially also interest on savings.