Monzo Plus: a fresh start with some fresh faces 👇

Budgeting features should absolutely not be behind a Monzo plus paywall. It is a feature to attract users. Legacy banks like Barclays are bricking it and so are very quickly trying to play catch up, they have just launched a summary feature so Monzo needs to ensure its basic account is always ahead of the game.

Do Stirling/N26/revolute/Dozens to offer budgeting features free of charge? If so I’d image people would just move to a competitor if app features are behind a paywall.

In my view app features shouldn’t be behind a paywall, only benefits that have substance I.e. defined values such as insurance/airport lounge access should be charged for.

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