I visited Romania recently for a week and had mixed success with Monzo.
None of the ATMs I tried in various cities/towns seemed to accept my Monzo card.
Every machine said the card was declined
Iād receive a notification on the Monzo app that it had been declined
Every pin/chip machine (POS machines in restaurants/bars) I tried did accept my Monzo card
I contacted support at the time and got the response that sometimes ATMs work off the magnetic stripe rather than the pin/chip so that could well be the reason? Iām not sure. Anywho, I thought Iād share this for anyone going to Romania soon!
I was in Romania over the weekend and used Monzo exclusively for all card payments and cash withdraw. I didnāt have any issues and everything went through. There was only a slight delay in cash withdraws appearing on the app, but apart from that - all good!
You can check exactly which conversion rate youāll get from Monzo (assuming the rates donāt change), using MasterCardās online conversion tool. Monzo uses this āwholesaleā conversion rate & doesnāt charge any additional fees.
Just looked back on Monzo and I took out 350 RON which was about 68 GBP. Just checked on Google and today that would be about 66 GBP - very little different and of course, no extra fees!
Good to know Monzo works well in Romania. Will be heading there shortly. Had some issues last time but it was due to the payments provider not Monzo itself. (same thing affected Revolut if I recall correctly).
Will definitely use Monzo there. And maybe Starling and Revolut so that I can compare.
Hello @vasile_virgil, we can only help you in the Monzo app. You can also call us at 0800 802 1281.
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BunÄ ziua, vÄ putem ajuta doar Ć®n aplicaČia Monzo. PuteČi, de asemenea, sÄ ne sunaČi la 0800 802 1281 sau sÄ ne trimiteČi un e-mail la help@monzo.com.
(Acest mesaj a fost tradus Ć®n Google Translate, scuze pentru orice greČealÄ!)
Va rog frumos din suflet mia fost furat ghiozdanul cu tot cu card Či telefon cum pot sÄ-mi recuperez cardul nu cunosc limba engleza am Ć®ncercat sa sun dar nu anteleg ce spune
Just out of curiosity if someone signs up for an account but doesnāt speak English at all, are banks allowed to provide account/customer-specific help and advice in another language (if they speak it?).
I assume the answer might be no, or that they wouldnāt want to, so as to not raise any questions about what was said if something goes wrong or theyāre audited