Monzo for Android - Teardowns & Deep Dives 👨‍💻

I’m really excited about the budgeting stuff. I’d love to hear what Monzo’s general direction for it will be. It would be nice to have some basic insights/overview with data visualizations and then the option for some structured, YNAB-like solution.

Dark mode’s cool. :man_shrugging:

Crowdfunding is pretty exciting - I’d imagine they’ll surpass the crowdfunding records again, even with the whole pandemic thing.

External accounts will need to at least show transactions for me to care. I’d love a ‘Master Feed’ too.

International transfers will please a few people I guess.

The card delivery cost I thought was already a thing. Would be cool if it tracked the delivery progress in-app.

8 Likes

I’ve only just invested my very last bar of gold-plated latinum in Freetrade, so I’m not happy if there’s going to be another Monzo fundraise.

2 Likes

What a meaty update that is :eyes: really surprised about crowdfunding, best get saving

3 Likes

Welp, there goes all my covid savings straight into shares then.

Version 3.36.0 - Bye-bye Beige, hello Brown.

Adios Business account perks, changes to wording in Business account-related strings, new personal account ‘clothes’ category, changes to external account permissions, slight name changes to card colours, emoji thank-you’s, tfl integration(!), references to new budgeting features(!), minor changes to pots.

Regardless of minor, hidden or suggested features in the recent breakdowns, we all need something BIG - come on :monzo: - turn on the server-side goodies!

New Strings;

<string name="account_list_last_updated">↻ %1$s</string>

<string name="address_invalid_uk_postcode_error">Please enter a valid UK postal code</string>

<string name="atm_allowance_error_title" />

<string name="atm_link_text">&lt;br/>&lt;a href=%1$s>%2$s&lt;/a></string>

<string name="brown">Brown</string>

<string name="business_current_tax_residency_header">Countries where your business is a tax resident</string>
<string name="business_current_tax_residency_no_utr_reason_format">Reason given for not providing a Unique Taxpayer Reference: %s</string>
<string name="business_current_tax_residency_uk">United Kingdom</string>
<string name="business_current_tax_residency_utr_format">UTR: %s</string>

<string name="business_tax_residency_update_success_subtitle">Please let us know if any of your business details change</string>
<string name="business_tax_residency_update_tax_number_description">It’s the 10-digit number you’d use for business tax returns.</string>
<string name="business_tax_residency_update_tax_number_header">Enter your business’ Unique Tax Reference</string>

<string name="business_tax_residency_utr_missing_title">Reason for not having a Unique Tax Reference</string>

<string name="business_tour_explore_accounts_action">Explore business accounts</string>

<string name="cash_withdrawals_item_title">Cash Withdrawals</string>

<string name="category_personal_clothes">Clothes</string>

<string name="deep_link_overdraft_future_charge">overdraft_future_charges_detail</string>

<string name="external_account_permissions_continue_with_terms">Agree and continue</string>
<string name="external_account_permissions_description">Here’s what your other bank shares with us when you ask to see your account in Monzo.</string>

<string name="external_account_permissions_footer_scroll_required">Scroll to the bottom to continue.</string>
<string name="external_account_permissions_footer_with_terms">By continuing you agree to the terms and conditions, and we’ll redirect you to %s.</string>

<string name="external_account_permissions_title">Shared information</string>

<string name="fee_free_allowance_item_subtitle">of %s</string>
<string name="fee_free_allowance_item_title">Fee-free allowance</string>

<string name="light_blue_legacy">Very light blue</string>

<string name="order_card_delivery_legal_name_item">Full legal name on card</string>

<string name="payment_initiation_legal_docs_accept">Accept</string>
<string name="payment_initiation_legal_docs_next">Next</string>

<string name="tax_entry_security_info_format_short">Your %s will be encrypted and stored securely</string>

<string name="total_fees_item_title">Total fees</string>

<string name="transaction_ledger_adjustment_cass_credit_subtitle">Congrats, you’ve gone full Monzo! %1$s</string>

<string name="transaction_p2p_emoji_reaction_description">We’ll send them a notification with your emoji reaction</string>
<string name="transaction_p2p_linked_payment_label">Linked payment</string>
<string name="transaction_p2p_reaction_they_said">They said %s</string>
<string name="transaction_p2p_reaction_you_said">You sent %s</string>
<string name="transaction_p2p_say_thanks_format">Say thanks %s</string>

<string name="transaction_sent_you_format">%s&lt;br/>&lt;font color=#707B8C>sent you&lt;/font></string>

<string name="transaction_tfl_contactless_link">contactless.tfl.gov.uk</string>
<string name="transaction_tfl_how_do_tfl_payments_work">How do TFL payments work?</string>
<string name="transaction_tfl_info_duplicate_charges">Charges</string>
<string name="transaction_tfl_info_duplicate_charges_details">"Sometimes you might see two TfL charges in one day. This may be either a delayed charge from previous days (e.g. Saturday + Sunday charges normally appear on Monday) or delayed charges due to incomplete journeys. This will automatically balance out within the next 5 days. You can check your actual charges by creating a TfL account and connecting your Monzo card to it."</string>
<string name="transaction_tfl_info_fare_capping">Fare Capping</string>
<string name="transaction_tfl_info_fare_capping_details">TfL apply fare caps on a daily and weekly basis, so you won’t be charged for your travel until the next working day. The <a href="https://tfl.gov.uk/">TfL website</a>" has details of all fares and caps. "</string>
<string name="transaction_tfl_info_general">TfL charges contactless cards differently to most retailers. Please get in touch with us if you have further questions not answered by the information below.</string>
<string name="transaction_tfl_info_title">Transport for London</string>

<string name="transaction_you_sent_format">&lt;font color=#707B8C>you sent&lt;/font>&lt;br/>%s</string>

<string name="upcoming_changes_header_title">Upcoming changes</string>
<string name="upcoming_changes_subtitle">%d days from now</string>

Removed Strings;

<string name="account_accounting_integrations">Accounting tools</string>

<string name="account_credit">Borrowing</string>
<string name="account_details_title">Account details</string>

<string name="account_external_cards">Credit cards</string>

<string name="account_pots">Pots</string>
<string name="account_pots_promotion_regular_button">Create Pot</string>
<string name="account_pots_promotion_regular_message">Pots are a simple way to put money aside, and set it apart from your spending money.</string>
<string name="account_pots_promotion_savings_button">Start saving</string>
<string name="account_pots_promotion_savings_message">Create a Savings Pot to earn interest on your money, or a regular Pot if you just want to put some aside.</string>
<string name="account_pots_promotion_tax_message">Create a Tax Pot to automatically set a percentage of your income aside, or regular Pots if you just want to separate your money.</string>
<string name="account_pots_promotion_title">Introducing Pots</string>

<string name="accounting_integration_create_action">Connect accounting tool</string>

<string name="beige">Beige</string>

<string name="business_external_lending_title">Business funding</string>

<string name="business_perks_header">Offers for your business</string>
<string name="business_perks_title">See what’s available</string>

<string name="business_tour_all_features_action">Explore account types</string>

<string name="button_tax_declaration_confirm">Confirm declaration</string>

<string name="deep_link_limits">limits</string>

<string name="deep_link_overdraft_pending_fees">overdraft_pending_fees</string>

<string name="details_statements_history">Statement history</string>
<string name="details_statements_title">Account statements</string>

<string name="external_account_permissions_description">It’s important to us that you know exactly what information we see when you add a bank account.</string>

<string name="external_account_permissions_footer_with_terms">By continuing you agree to the terms and conditions and privacy policy, and we’ll redirect you to %s.</string>

<string name="instalment_loan_manage_loan">Manage loan</string>

<string name="order_card_delivery_selected_name_item">Preferred name on card</string>

<string name="pot_create_action">Save some money</string>

<string name="pot_goal_loan_promotion">Reach your Pot goal sooner</string>

<string name="pot_info_action">Info</string>

<string name="pot_info_title_format" formatted="false">%s Savings Pot earning %s interest</string>

<string name="royal_blue">Royal blue</string>

<string name="tax_residency_tin_padlock_info">Your %s will be encrypted and stored securely</string>

<string name="transaction_fps_sent_you">%s&lt;br/>&lt;font color=#707B8C>sent you&lt;/font></string>
<string name="transaction_fps_you_sent">&lt;font color=#707B8C>you sent&lt;/font>&lt;br/>%s</string>

New ID’s;

<item type="id" name="accountHeaderTitleLayout" />

<item type="id" name="accountLabelText" />

<item type="id" name="accountMessageTextBarrier" />

<item type="id" name="accountTitleAndDescriptionBarrier" />

<item type="id" name="blockingErrorView" />

<item type="id" name="budgetAssessmentItemAmountCurrency" />
<item type="id" name="budgetAssessmentItemAmountEditText" />
<item type="id" name="budgetAssessmentItemAmountImageView" />
<item type="id" name="budgetAssessmentItemAmountSpace" />
<item type="id" name="budgetAssessmentItemAmountSubtitle" />
<item type="id" name="budgetAssessmentItemAmountTitle" />

<item type="id" name="budgetAssessmentItemNumberHeader" />
<item type="id" name="budgetAssessmentItemNumberInput" />
<item type="id" name="budgetAssessmentItemNumberSubtitle" />
<item type="id" name="budgetAssessmentItemNumberTitle" />
<item type="id" name="budgetAssessmentItemSingleSelectRadioButton" />
<item type="id" name="budgetAssessmentItemSingleSelectTitle" />

<item type="id" name="currentTaxResidencyToolbar" />

<item type="id" name="emojiReactionContent" />
<item type="id" name="emojiReactionDescription" />
<item type="id" name="emojiReactionLoadingErrorView" />
<item type="id" name="emojiReactionRecyclerView" />
<item type="id" name="emojiReactionSearchView" />
<item type="id" name="emojiReactionToolbar" />

<item type="id" name="itemLimitsLink" />

<item type="id" name="loadingSet" />

<item type="id" name="moneyAmountSubtitle" />
<item type="id" name="moneyAmountView" />
<item type="id" name="moneyDetailView" />

<item type="id" name="taxResidencyButtonsFooter" />

<item type="id" name="taxResidencyLoadingErrorView" />
<item type="id" name="taxResidencyNestedScrollView" />

<item type="id" name="titleSet" />

<item type="id" name="utrLeftDetailView" />

Removed ID’s;

<item type="id" name="accountActionBadge" />
<item type="id" name="accountActionIconImage" />
<item type="id" name="accountActionSubtitleText" />
<item type="id" name="accountActionTitleText" />
<item type="id" name="accountActions" />

<item type="id" name="accountDetailsText" />

<item type="id" name="accountingIntegrationConstraintLayout" />

<item type="id" name="accountingIntegrationDivider" />
<item type="id" name="accountingIntegrationImage" />
<item type="id" name="accountingIntegrationMessage" />
<item type="id" name="accountingIntegrationTitle" />

<item type="id" name="businessExternalLendingIconImage" />
<item type="id" name="businessExternalLendingSubtitleText" />
<item type="id" name="businessExternalLendingTitleText" />

<item type="id" name="businessPerksIconImage" />
<item type="id" name="businessPerksTitleText" />

<item type="id" name="cardActivateButton" />

<item type="id" name="cardContainer" />

<item type="id" name="cardMonzoImage" />

<item type="id" name="cardNumberTextView" />

<item type="id" name="cardOverlay" />

<item type="id" name="coverStub" />

<item type="id" name="enterAddressChangeCountryBarrier" />

<item type="id" name="enterAddressCountryLoadingView" />

<item type="id" name="externalCardBalanceProgressBar" />
<item type="id" name="externalCardBalanceText" />
<item type="id" name="externalCardConstraintLayout" />

<item type="id" name="externalCardImage" />
<item type="id" name="externalCardInfoText" />
<item type="id" name="externalCardMessage" />
<item type="id" name="externalCardTitle" />

<item type="id" name="headingTextView" />

<item type="id" name="homeCardLoadingGroup" />

<item type="id" name="pinAndCardNumberTitleTextView" />

<item type="id" name="potActions" />

<item type="id" name="potBalanceTextView" />

<item type="id" name="potGoalProgressBar" />
<item type="id" name="potGoalText" />
<item type="id" name="potGoalTextView" />

<item type="id" name="potInfoHowTextView" />
<item type="id" name="potInfoLoading" />
<item type="id" name="potInfoTermsTextView" />
<item type="id" name="potInfoTitleTextView" />

<item type="id" name="potNameTextView" />

<item type="id" name="profileAccountActions" />

<item type="id" name="profileLayout" />
<item type="id" name="profileNameText" />

<item type="id" name="profileOverflowAction" />

<item type="id" name="profilePhotoView" />

<item type="id" name="promotionBanner" />

<item type="id" name="shimContainerFragment" />

<item type="id" name="statementOfFeesTextView" />

<item type="id" name="taxResidencyUpdateButton" />

New Assets;

None!

Changed Assets;

.\ic_electricity_rounded.png

Removed Assets;

.\ic_account_switch.png

.\ic_graph.png

.\ic_manage_payments.png

.\ic_no_thanks.png

.\ic_pot_info.png

.\ic_savings_info.png

.\ic_savingsagreement.png

13 Likes

An underwear category?

4 Likes

Possible link? :rofl:

6 Likes

You had to lower the tone

3 Likes

You are an absolute star @davidwalton, thanks for taking the time to do these breakdowns :clap: :clap: :clap:

14 Likes

Version 3.37.0 - Removals ‘R’ Us

Next-to-no new entries but a staggering number of removals. The app size has been reduced from 69,800KB - the filesize of the previous 3.36.0 version - to 66,741KB
The sheer amount of removals I initially placed into this post was well over the limit of characters per post;
limit

So I’ll split it across 2 posts - sorry!

New Strings;

<string name="business_details_update_confirmation_subtitle">Please let us know if any of your business details change.</string>
<string name="business_details_update_confirmation_title">Business details updated</string>

<string name="card_replacement_overview_order_section_title">Your order</string>
<string name="card_replacement_overview_primary_button">Confirm order</string>
<string name="card_replacement_overview_primary_button_with_fees_format">Confirm order and pay %s</string>
<string name="card_replacement_overview_title">Confirm information and order your card</string>

<string name="enter_company_size_assets_label">Total assets</string>
<string name="enter_company_size_assets_options_title">Total assets</string>
<string name="enter_company_size_body">We collect this for regulation and to determine your FSCS eligibility.</string>
<string name="enter_company_size_choose_estimate">Choose estimate</string>
<string name="enter_company_size_employee_count_hint">Number of employees (including you)</string>
<string name="enter_company_size_title">Roughly what size is your business currently?</string>
<string name="enter_company_size_toolbar_title">About Your Business</string>
<string name="enter_company_size_turnover_label">Annual turnover</string>
<string name="enter_company_size_turnover_options_title">Annual turnover</string>

<string name="extacc_transactions_empty_state_description_with_days">"Make a payment from this account to see when, where and how much you spent. Just like with Monzo. We only show transactions from the last %s days."</string>

<string name="order_card_delivery_quote_primary_button">Order card</string>
<string name="order_card_delivery_quote_title">Order your card</string>
<string name="order_card_delivery_quote_total_cost">Total cost</string>

<string name="signup_fund_account_number_label">Account Number</string>
<string name="signup_fund_add_from_non_uk">Add money from a non UK account</string>
<string name="signup_fund_balance_label">Your Monzo balance</string>
<string name="signup_fund_button_launch_bank">Go to your bank</string>
<string name="signup_fund_copy_action">Copy</string>
<string name="signup_fund_help_howto">How to add money</string>
<string name="signup_fund_help_skip">Skip this</string>
<string name="signup_fund_help_title">What can we help you with?</string>
<string name="signup_fund_section_header">Add Money</string>
<string name="signup_fund_skip_action">Skip</string>
<string name="signup_fund_sort_code_label">Sort Code</string>

<string name="transaction_overdraft_charge_details_settled_fee">We only charged you for the days you were overdrawn.</string>

Removed Strings;

<string name="account_available_balance">Available balance</string>

<string name="account_header_action_details">Account Details</string>

<string name="account_statement_of_fees">Statement of fees</string>
<string name="account_statements_history">Statement history</string>
<string name="account_statements_title">Account statements</string>

<string name="activate_bank_card_confirm">Confirm</string>

<string name="activate_card_hint_number_retail">16-digit card number</string>

<string name="ad_hoc_repayment_done_title">All done</string>

<string name="add_money_ach_pull_button_format">Transfer %s</string>

<string name="add_money_ach_pull_info_format">This transfer will come from your %s bank account. Visit help to change account.</string>
<string name="add_money_ach_pull_prompt">How much would you like to transfer?</string>

<string name="add_money_ach_pull_title">Bank Transfer</string>
<string name="add_money_ach_pull_webview_title">Link account</string>

<string name="add_money_error_3ds_unsuccessful">Failed to add money, because 3D Secure was unsuccessful</string>

<string name="add_money_error_generic">An error occurred. Please try again (you’ll only be charged once).</string>

<string name="add_money_notification_copy_confirmation">Copied %s to clipboard</string>

<string name="add_money_via_card_action">Add money to your account</string>

<string name="add_money_with_saved_card_use_this_card">Use this card</string>

<string name="add_salary_email_app_not_found">Could not find an email app</string>

<string name="add_salary_intro_body">Have your salary paid into Monzo and get the most out of our budgeting tools. We can also help you save and earn interest by automatically moving money into Savings Pots.</string>
<string name="add_salary_intro_button">Let’s do it!</string>
<string name="add_salary_intro_title">Adding your salary</string>

<string name="address_load_country_options_error">Couldn’t load country options</string>
<string name="address_load_country_options_error_action">Try again</string>

<string name="address_select_country">Choose a country</string>

<string name="affordability_description">Tell us a bit about you to see what we can offer. This won’t affect your credit score.</string>
<string name="affordability_description_signup">Tell us a bit about you so we can personalise your account. Don’t worry, your answers won’t affect you opening your account.</string>

<string name="aggregated_accounts_title">All accounts</string>

<string name="app_shortcuts_cant_send_money_blocked">Cannot use this shortcut because your PIN was entered incorrectly too many times</string>
<string name="app_shortcuts_cant_send_money_disabled">You need to opt in to payments before you can use this shortcut</string>

<string name="atm_allowance_error_title" />

<string name="automatic_export_card_button_set_up">Set up</string>
<string name="automatic_export_card_description">Connect your Google account and automatically export your transaction data to a Google Sheet.</string>

<string name="banner_button_text">Details</string>

<string name="breakdown_shortcut">Summary</string>

<string name="business_multiuser_accept_invite_error_invitee_documents_not_accepted">You have not accepted all required documents.</string>

<string name="business_multiuser_accept_tour_next_button">Next</string>

<string name="business_multiuser_auth_accept_pin_entry_title">Personal Account</string>

<string name="business_multiuser_invite_error_activate_card">Please activate or unfreeze your card first.</string>

<string name="business_multiuser_tour_next_button">Next</string>

<string name="business_multiuser_tour_primary_button">Add Team Member</string>

<string name="business_signup_company_size_assets_hint">Estimated Total Assets</string>
<string name="business_signup_company_size_assets_label">Total assets</string>
<string name="business_signup_company_size_assets_options_title">Total assets</string>
<string name="business_signup_company_size_body">We collect this for regulation and to determine your FSCS eligibility.</string>
<string name="business_signup_company_size_choose_estimate">Choose estimate</string>
<string name="business_signup_company_size_employee_count_hint">Number of employees (including you)</string>
<string name="business_signup_company_size_title">Roughly what size is your business currently?</string>
<string name="business_signup_company_size_toolbar_title">About Your Business</string>
<string name="business_signup_company_size_turnover_hint">Estimated Annual Turnover</string>
<string name="business_signup_company_size_turnover_label">Annual turnover</string>
<string name="business_signup_company_size_turnover_options_title">Annual turnover</string>

<string name="business_signup_company_type_selection_next">Next</string>

<string name="business_signup_confirm_trading_address_primary_button">Confirm trading address</string>

<string name="business_signup_hmrc_number_body">Enter your HMRC number (if you have one).</string>
<string name="business_signup_hmrc_number_hint">Business HMRC number</string>
<string name="business_signup_hmrc_number_primary_button">Next</string>
<string name="business_signup_hmrc_number_secondary_button">I don’t have one</string>
<string name="business_signup_hmrc_number_title">What’s your HMRC number?</string>
<string name="business_signup_hmrc_number_toolbar_title">About Your Business</string>

<string name="business_signup_income_cash_percentage_toolbar_title">Business Income</string>

<string name="business_signup_profile_creation_primary_button">Next</string>

<string name="business_signup_select_address_not_listed">My address isn’t on the list</string>

<string name="card_account_joint">Joint Account</string>
<string name="card_account_personal">Personal Account</string>

<string name="card_action_card_number">Card number</string>
<string name="card_action_enable_overdraft">Turn on overdraft</string>
<string name="card_action_find_out_about_overdraft">Find out about overdrafts</string>

<string name="card_action_manage_card">Manage</string>
<string name="card_action_manage_overdraft">Manage overdraft</string>
<string name="card_action_manage_overdraft_subtitle">Limit %1$s</string>

<string name="card_action_payment_limits">Payment limits</string>

<string name="card_action_pin_requested">PIN requested</string>
<string name="card_action_set_up_overdraft">Set up an overdraft</string>
<string name="card_action_switch_account">Switch account</string>

<string name="card_action_view_pin">View PIN</string>
<string name="card_action_view_summary">View Summary</string>

<string name="card_design_not_selected">%s, not selected</string>
<string name="card_design_selected">%s, selected</string>

<string name="card_management_header_atm">ATM</string>

<string name="card_management_label">Manage card</string>

<string name="card_not_active_error">Card %s not active</string>

<string name="card_number_auth_subtitle">Confirm it’s you to copy your card number</string>

<string name="card_on_its_way_add_money">Add money to your account</string>
<string name="card_on_its_way_dialog_message">Sometimes it takes a little longer for cards to arrive. If it still hasn’t shown up in a few days, come back and order a new one with the ’My card hasn’t arrived’ button.</string>
<string name="card_on_its_way_dialog_title">Your card is on its way!</string>
<string name="card_on_its_way_lost">My card hasn’t arrived</string>
<string name="card_on_its_way_pre_subtitle">"You’ve finished creating a Monzo account and your card is on its way. You should receive it by %s. Once it arrives, just open the Monzo app to activate the card."</string>

<string name="card_on_its_way_title">Done!</string>

<string name="card_replacement_address">Your Home Address</string>

<string name="card_replacement_edit">Edit</string>

<string name="card_replacement_error_too_early">Sorry, we couldn’t order a new card. Try again</string>

<string name="card_replacement_intro_label">Getting a new card</string>

<string name="card_replacement_name_legal">Full legal name</string>
<string name="card_replacement_name_preferred">Preferred name</string>

<string name="card_status_change_error">Sorry, we couldn’t change the status of your card</string>

<string name="change_category_tags_hint">If you like, you can add a searchable #tag in the Notes section for this payment to personalise your categories</string>

<string name="chat_greeting">Welcome to Monzo Chat! Let us know how we can help, and we’ll get someone to you as fast as we can. For example, type ’problem with a payment’ or ’missing refund’.</string>

<string name="chat_push_auth_error">Authentication Error</string>
<string name="chat_push_connected">Connected</string>
<string name="chat_push_connecting">Connecting</string>
<string name="chat_push_connection_error">Connection Error</string>
<string name="chat_push_disconnected">Disconnected</string>
<string name="chat_push_subscribed">Subscribed to channel</string>

<string name="chat_status_message">Customer support is really busy at the moment, so it’s taking longer than usual to get back to you. We’re working really hard to respond as quickly as possible, so please bear with us. Thanks again for the patience!</string>

<string name="check_email_magic_link">It has a magic link that’ll sign you in to Monzo</string>

<string name="close_account_need_to_do_joint">"Get consent from the joint account holder"</string>

<string name="combined_repayment_options_subtitle">You have %s left to pay</string>
<string name="combined_repayment_options_title">Make a repayment</string>

<string name="contact_picker_body">They need to have a Monzo personal account and be a contact in your phone.</string>

<string name="contact_us">Contact us</string>

<string name="country_of_residence">Country of residence</string>

<string name="credit_tracker_info_button">Got It</string>
<string name="credit_tracker_info_header">About credit scores</string>

<string name="custom_category_confirm_remove_cancel">Cancel</string>

<string name="customer_support_chat">Chat</string>

<string name="deep_link_claim_cash_referral">claim_cash_referral</string>


<string name="deep_link_international_atm_withdrawl_info">international-atm-withdrawl-info</string>

<string name="deep_link_paid_signup">paid_signup</string>

<string name="deep_link_partner_integrations_connect">connect</string>

<string name="deep_link_path_joint_welcome">/joint_welcome</string>

<string name="deep_link_path_welcome">/welcome</string>

<string name="description_image_16_digit_card_number">Monzo card with sixteen-digit card number</string>

<string name="details_direct_debit_reference">Reference</string>

<string name="details_last_paid">Last paid</string>

<string name="dialog_button_log_out">Log out</string>

<string name="direct_debit_cancel_action">Cancel direct debit</string>

<string name="discover_create_action">Create</string>

<string name="energy_quote_about_electricity_tariff">About this electricity tariff</string>
<string name="energy_quote_about_gas_tariff">About this gas tariff</string>

<string name="energy_reminder_interstitial_action">Set a reminder</string>
<string name="energy_reminder_interstitial_body">Don’t have time right now? No problem. We’ll send you a reminder so you can switch your energy provider later.</string>
<string name="energy_reminder_interstitial_title">Set a reminder</string>

<string name="enter_address_manually">Enter address manually</string>

<string name="error_opening_email_app">There was a problem opening the email app.</string>

<string name="external_card_details_recent_transactions">Recent transactions</string>

<string name="fingerprint_auth_pin_prompt">To turn on fingerprint authentication, please confirm your PIN.</string>

<string name="friends_invite_continue">Continue</string>
<string name="friends_invite_skip">Skip</string>

<string name="gambling_block_control_item_name">Block gambling transactions</string>

<string name="gambling_block_not_now">Not right now</string>
<string name="gambling_block_status_off">Off</string>
<string name="gambling_block_status_on">On</string>

<string name="help_answer_negative">No, I’d like to chat</string>
<string name="help_answer_positive">Yes, all good</string>
<string name="help_answer_question">Did this answer your question?</string>

<string name="help_categories_error">Sorry, we couldn’t load any categories</string>

<string name="help_category_abroad">Going abroad</string>
<string name="help_category_account">Account</string>
<string name="help_category_card_pin">Card and PIN</string>
<string name="help_category_contacts">Paying contacts</string>
<string name="help_category_features">Features</string>
<string name="help_category_limits">Limits</string>
<string name="help_category_transactions_balance">Transactions and balance</string>

<string name="help_popular_categories">Popular categories</string>

<string name="help_search_cant_find">I can’t find what I’m looking for</string>

<string name="help_search_suggested_topics">Suggested topics</string>

<string name="help_spotlight_header">Spotlight</string>

<string name="help_still_need_help">I still need help</string>
<string name="help_suggested_articles">Suggested articles</string>

<string name="help_transaction_header">I need help with a transaction</string>

<string name="help_trending_error">Sorry, we couldn’t load trending</string>
<string name="help_trending_title">Trending</string>
<string name="help_tx_cash_didnt_come_out">The cash didn’t come out</string>
<string name="help_tx_did_you_make_this">Did you make this transaction?</string>

<string name="help_tx_i_didnt_make_this">I didn’t make this transaction</string>
<string name="help_tx_no_i_didnt_make_this">No, I didn’t make this transaction</string>

<string name="help_tx_something_else">Something else</string>
<string name="help_tx_what_went_wrong">What went wrong with this transaction?</string>
<string name="help_tx_yes_but_something_wrong">Yes, but something is wrong</string>

<string name="hide_card_number_subtitle">Hide my card number</string>

<string name="home_title">Home</string>

<string name="idv_confirmation_body">It may be another minute or two before we’ve verified your account</string>
<string name="idv_confirmation_primary_button_text">We’ll let you know as soon as it’s done</string>
<string name="idv_confirmation_title">We’re verifying your identity</string>

<string name="idv_document_country_selection_title">%1$s country</string>

<string name="idv_two_quick_steps_message">"We need to check a couple of things for security reasons. It should take a minute or two. Here’s what you need to do: • Take a picture of your photo ID (passport, driver’s licence or national ID) • Record a 3-second selfie video"</string>
<string name="idv_two_quick_steps_title">Two quick steps</string>
<string name="idv_two_steps_action">Get started</string>

<string name="idv_video_capture_instructions_fallback">"Record a video of you saying (or signing) %s. Please ensure we can see your face like in the example below."</string>

<string name="idv_video_capture_take_later">Take later</string>

<string name="idv_video_capture_title">Selfie video</string>
<string name="idv_video_capture_warming_up_camera">Warming up the camera</string>

<string name="image_description_monzo_card">Your Monzo Card</string>

<string name="instalment_loan_learn_more">Learn more</string>
<string name="instalment_loan_legacy_subtitle_active">Left to pay (of %1$s loan)</string>

<string name="instalment_loan_paid_status">Left to pay</string>
<string name="instalment_loan_subtitle_active">%1$s of %2$s</string>
<string name="instalment_loan_subtitle_eligible">You’re eligible for up to %1$s</string>
<string name="instalment_loan_subtitle_maybe">You may be eligible for a loan</string>
<string name="instalment_loan_subtitle_pending">Your loan will arrive in a few minutes</string>
<string name="instalment_loan_title">Loan</string>
<string name="instalment_loan_title_with_amount">%s Loan</string>

<string name="int_transfer_auth_description">To %s</string>

<string name="intl_payment_confirm_transfer">Confirm Transfer</string>

<string name="intl_payment_summary_reference">Reference</string>
<string name="intl_payment_summary_title">Confirmation</string>

<string name="intl_payment_you_are_about_to_pay">You are about to pay</string>

<string name="joint_account_you_and">You and %1$s</string>

<string name="legacy_pot_goal_format">%1$s (of %2$s goal)</string>

<string name="limit_details_matcher">30 days</string>

<string name="limits_details_monzome_description_format">You can receive a maximum of %s through Monzo.me over a rolling 30 day time period</string>
<string name="limits_details_payments_description_format">You can receive a maximum of %s from other Monzo users over a rolling 30 day time period</string>
<string name="limits_details_title">30 Day Rolling Limits</string>
<string name="limits_details_top_up_description_format">Your limit for adding money via card works on a rolling 30 day time period. In no stretch of 30 consecutive days can you add money via card for a total of more than %s</string>

<string name="limits_unverified_description">Until your identity is verified, your account has lower limits and you cannot receive money from other Monzo users</string>

<string name="loan_calculator_apr">Your repayments include interest and we’ll automatically take them from your Monzo account. Representative %1$s APR.</string>

<string name="loan_calculator_how_much">How much would you like to borrow?</string>

<string name="loan_calculator_interest_header">That’s &lt;b>%1$s&lt;/b> plus &lt;b>%2$s&lt;/b> in interest</string>
<string name="loan_calculator_interested">I’m interested</string>

<string name="loan_calculator_payment_schedule">Payment Schedule</string>

<string name="loan_calculator_repayment_time">Payments will usually come out at 4am.</string>

<string name="loan_calculator_total_cost_header">In total you’ll pay</string>

<string name="loan_summary_paid_of_total">You’ve paid %1$s of %2$s</string>
<string name="loan_summary_paid_so_far">Total paid so far</string>
<string name="loan_summary_title">Your %1$s</string>

<string name="loan_summary_total_left">Total left to pay</string>

<string name="loan_usp_from_pot_header">Reach your Pot goal sooner</string>

<string name="manage_loan_content_item_see_all">See all (%s)</string>

<string name="manage_loan_docs">Docs</string>

<string name="manage_loan_help_with_payments_subtitle">Speak to a specialist at Monzo</string>
<string name="manage_loan_help_with_payments_title">I need help with a payment</string>
<string name="manage_loan_make_payment">Make a payment</string>

<string name="manage_loan_title">Manage %1$s</string>

<string name="manage_overdraft_change_limit">Change your limit</string>
<string name="manage_overdraft_docs">Docs</string>

<string name="manual_repayment_cover_next_repayment_subtitle">Make an early payment of %1$s</string>
<string name="manual_repayment_cover_next_repayment_title">Make an early payment</string>

<string name="manual_repayment_pay_back">Pay back %1$s</string>
<string name="manual_repayment_reduce_all_repayments_subtitle">Make all future payments smaller</string>
<string name="manual_repayment_reduce_all_repayments_title">Make an extra payment</string>

<string name="manual_repayment_settle_loan_balance_subtitle">Pay back your loan in full</string>
<string name="manual_repayment_settle_loan_balance_title">Pay in full</string>

<string name="manual_repayment_summary_manual_repayment_html">"You’ll have &lt;b>%s&lt;/b> left to pay. We’ll reduce the rest of your payments each month."</string>

<string name="menu_clear_invite_suggestion">Clear</string>

<string name="menu_snooze">Snooze</string>

<string name="merchant_block_footer">Merchants you block will be added here</string>

<string name="monzo_card_content_description">Your Monzo Card</string>
<string name="monzo_card_content_description_card_number">Your Monzo Card, card number %1$s, expiry %2$s</string>

<string name="monzo_plus_bundle_body">Get more from your Monzo experience by adding %s bundle.</string>

<string name="monzo_plus_legal_documents_body">"You’re agreeing to pay %1$s a month for %2$d months. We’ll activate your Monzo Plus features when you add money to make your first payment."</string>
<string name="monzo_plus_legal_documents_button">Accept terms</string>
<string name="monzo_plus_legal_documents_toolbar_title">Confirm Monzo Plus</string>

<string name="monzo_plus_onboarding_bundle_detail_buy_now">Get %1$s bundle</string>

<string name="monzo_plus_onboarding_error_ineligible_acknowledge">OK</string>
<string name="monzo_plus_onboarding_error_ineligible_message">We’re unable to offer you this feature.</string>
<string name="monzo_plus_onboarding_error_ineligible_title">You’re ineligible for this feature</string>

<string name="monzo_plus_onboarding_legal_documents_body">You’re agreeing to pay %1$s a month for %2$d months.</string>
<string name="monzo_plus_onboarding_legal_documents_button">Accept terms</string>
<string name="monzo_plus_onboarding_legal_documents_toolbar_title">Confirm Monzo Plus</string>

<string name="monzo_plus_pending_button">Add money</string>
<string name="monzo_plus_pending_message">Get your Monzo Plus extras when you have enough money to cover your first payment.</string>
<string name="monzo_plus_pending_title">"We haven’t charged you yet"</string>
<string name="monzo_plus_pending_toolbar_title">Monzo Plus</string>

<string name="monzo_plus_select_card_action_select">Next</string>
<string name="monzo_plus_select_card_body">Pick a colour for your Monzo Plus card.</string>
<string name="monzo_plus_select_card_not_selected">%s, not selected</string>
<string name="monzo_plus_select_card_selected">%s, selected</string>
<string name="monzo_plus_select_card_toolbar_title">Monzo Plus Card</string>
<string name="monzo_plus_title">Monzo Plus</string>

<string name="move_money_added_money">I’ve done this</string>
<string name="move_money_choose_transaction_empty_body">As soon as you do your payments will appear here</string>
<string name="move_money_choose_transaction_empty_title">Add some money to get started</string>
<string name="move_money_choose_transaction_title">Choose a payment to add to your savings</string>
<string name="move_money_copy_detail">Copy</string>
<string name="move_money_instruction_heading">Use these details to transfer money to Monzo</string>
<string name="move_money_no_banking_app_description">Use online banking instead</string>
<string name="move_money_no_banking_app_title">No banking app installed?</string>
<string name="move_money_other_bank">Other UK bank</string>
<string name="move_money_title">Add savings from</string>
<string name="move_money_transfer_title">Add savings securely</string>

<string name="nav_account">Account</string>
5 Likes
 <string name="open_banking_callback_success_body">We’ll let you know when it arrives into your account. It’s usually instant, but can sometimes take up to 4 hours.</string>
<string name="open_banking_callback_success_title">We have asked your bank to transfer your money</string>

<string name="open_banking_single_immediate_payment_info_heading">Your payment request from %s was successful</string>

<string name="open_external_banking_app">Open %s app</string>

<string name="order_card_account_type_name">Account type</string>

<string name="order_card_confirm_action">Send card</string>

<string name="order_card_delivery_card_cost_item">Monzo card</string>
<string name="order_card_delivery_card_delivery_item">Card delivery</string>

<string name="order_card_delivery_outside_uk">My delivery address is not in the UK</string>

<string name="order_card_delivery_toolbar_title">Confirm your address</string>
<string name="order_card_delivery_total_cost_item">Total cost</string>

<string name="order_card_edit_delivery_address_action">Edit delivery address</string>

<string name="order_card_edit_delivery_negative">Cancel</string>
<string name="order_card_edit_delivery_positive">Continue</string>

<string name="overdraft_agreement_scroll_to_bottom">Scroll to the bottom to accept</string>

<string name="overdraft_calculator_cta">Review Credit Agreement</string>

<string name="overdraft_calculator_help">Don’t worry - we’ll only charge you for the amount you use while you’re overdrawn. You can change your limit anytime.</string>

<string name="overdraft_change_limit_title">Change Limit</string>

<string name="overdraft_charges_details_maximum_charge">Maximum charge in %1$s</string>
<string name="overdraft_charges_details_maximum_charge_subtitle">If you’re overdrawn the rest of the month</string>

<string name="overdraft_confirm_new_limit">Confirm new limit</string>

<string name="overdraft_eligible_up_to">You’re eligible for up to %s</string>
<string name="overdraft_faq_title">Overdraft FAQ</string>

<string name="overdraft_interested">I’m interested in an overdraft</string>

<string name="overdraft_learn_more_about_overdrafts">Learn more about overdrafts</string>
<string name="overdraft_limit_description">You’ll only be charged for the amount you use. Based on a %1$s overdraft limit the maximum you could pay per month is %2$s.</string>
<string name="overdraft_limit_description_no_overdraft">You’ll only be charged for the amount you use.</string>

<string name="overdraft_migration_offer_slider_min">current (%1$s)</string>
<string name="overdraft_no_salary">I don’t have an income</string>

<string name="overdraft_setup_limit_accept">Turn on your overdraft</string>

<string name="pay_early_done_share_action">Share this Animation</string>
<string name="pay_early_done_share_copy" />

<string name="payment_series_cancel_description">%1$s to %2$s</string>

<string name="payment_series_interval_once">A single payment</string>
<string name="payment_series_interval_unknown">Standing order</string>

<string name="payments_action_monzo_me_name">Send</string>
<string name="payments_action_monzo_me_subtitle">Ask anyone to pay you directly</string>
<string name="payments_action_monzo_me_title">Use Monzo.me link</string>

<string name="payments_shared_tabs_header">Tabs</string>

<string name="pin_and_card_number_title">What would you like to do?</string>

<string name="pin_prompt">Enter your card’s 4-digit</string>

<string name="pin_recovery_cancel_action_no">Stay</string>
<string name="pin_recovery_cancel_action_yes">Cancel PIN reminder</string>
<string name="pin_recovery_cancel_msg">You’ll need to verify your identity again to view your PIN at another time.</string>
<string name="pin_recovery_cancel_title">Cancel PIN reminder</string>

<string name="pin_subtitle">Get a PIN reminder</string>
<string name="pin_title">Your PIN</string>

<string name="plans_home_cancel_order_confirmation_message">By cancelling your membership you will be charged %s and all features will no longer be available starting today</string>

<string name="plans_home_cancel_order_title">Cancel membership</string>

<string name="plans_home_order_address_action">Change</string>

<string name="plans_home_order_confirmation_button">Done</string>
<string name="plans_home_order_confirmation_description" />
<string name="plans_home_order_confirmation_title">Your new card is on the way!</string>
<string name="plans_home_order_description">Before we send you your new card, we want to make sure you still live at the same address</string>
<string name="plans_home_order_headline">Order your exclusive new card</string>

<string name="plans_legals_price_explanation_line_2">%s per month starting today</string>

<string name="please_enter_city">Please enter a city</string>
<string name="please_enter_postcode">Please enter a postcode</string>
<string name="please_enter_street">Please enter a street address</string>

<string name="pot_class_action_next">Next</string>

<string name="pot_deposit_convert_to_savings_pot">Saving %s or more can earn you interest. Tap to open a Savings Pot.</string>
<string name="pot_deposit_convert_to_savings_pot_no_minimum">Saving money can earn you interest. Tap to open a Savings Pot.</string>

<string name="pot_deposit_scheduled_description">This is a scheduled payment of %1$s to your pot %2$s on %3$s.</string>
<string name="pot_deposit_series_description">This is a recurring payment of %1$s to your pot %2$s %3$s.</string>

<string name="pot_detail">Pot detail</string>

<string name="pot_edit_image">Change image</string>

<string name="pot_goal_format">%1$d%% of %2$s</string>

<string name="pot_interest_earning_description">Earn interest on this Pot</string>
<string name="pot_interest_earning_description_format">Earn %s interest on this Pot</string>
<string name="pot_interest_earning_title">Interest earning</string>

<string name="pot_manage_pots">Manage Pots</string>

<string name="pot_name_suggestions">See suggestions</string>

<string name="pot_savings_disable_message">You can’t currently turn off interest in a Pot. Instead, you can delete the Pot, we’ll return the money to your account, and you can create a new Pot that doesn’t pay interest.</string>
<string name="pot_savings_disable_title">Sorry, you can’t turn this off</string>

<string name="pot_savings_isa_declaration_subtitle">Terms and conditions</string>

<string name="pot_style_cover_photo">Set cover photo</string>

<string name="pot_transfer_current_account">Current Account</string>

<string name="pot_type_aer_and_gross_explanation">What do AER and gross mean?</string>

<string name="pot_type_choose_term_title">Pick a fixed term rate</string>

<string name="pot_type_see_other_options">See other options</string>

<string name="pot_update_image">Update Image</string>

<string name="pot_withdraw_to">To your %s</string>

<string name="pots_tour_next">Next</string>

<string name="profile_action">Profile</string>

<string name="profile_creation_address_confirm">Confirm address</string>

<string name="profile_creation_non_uk_intl_delivery_message">"We need a UK address here. But we can deliver your card abroad if you’re away from home. If you want that, you can pick a foreign delivery address later."</string>

<string name="profile_email_suggestion_message">You wrote ‘%1$s’, but did you mean ‘%2$s’ instead?</string>

<string name="profile_get_premium">Upgrade Account</string>

<string name="profile_share_monzome_url">Share your Monzo.me link</string>

<string name="questions_title">Questions</string>

<string name="read_pin_auth_subtitle">Confirm it’s you to see your card number</string>

<string name="resend_email_help">help@monzo.com</string>

<string name="resend_email_label">confirmation email</string>

<string name="rewards_label">Rewards</string>

<string name="savings_transaction_selected">Transaction selected</string>
<string name="savings_transaction_unselected">Transaction unselected</string>

<string name="scheduled_payments_list_title">Scheduled payments</string>
<string name="scheduled_repayment_subtitle">Monthly repayment %1$d</string>

<string name="sdm_provisioning_action">Add my card to Google Pay</string>

<string name="send_money_category_selection_title_future">What is this payment for?</string>
<string name="send_money_category_selection_title_immediate">What was this payment for?</string>
<string name="send_money_confirmation_future">will be sent to %s</string>
<string name="send_money_confirmation_immediate">sent to %s</string>

<string name="send_money_invite_people">Add people</string>

<string name="send_money_multiple_numbers">%1$s and %2$d more</string>
<string name="send_money_nearby_action">Search</string>
<string name="send_money_nearby_subtitle">Pay and be paid by those around you</string>

<string name="send_money_pay_anyone_action">Send</string>
<string name="send_money_pay_anyone_subtitle">Send money to any contact by sharing a link</string>
<string name="send_money_pay_anyone_title">Send money by text or email</string>

<string name="settings_experimental_features_title">Experimental features</string>

<string name="settings_fingerprint_lock_disabled">Enable fingerprint in system settings</string>

<string name="settings_marketing_opt_in_description_2">New features and crowdfunding, plus our regular newsletter</string>

<string name="share_cost_caption">How many people do you want to share this with?</string>
<string name="share_cost_custom">Customise amount</string>
<string name="share_cost_each">(%s each)</string>

<string name="share_over_limit">(over %s limit)</string>

<string name="share_under_limit">(under %s limit)</string>

<string name="shared_tab_contributed_format">Contributed %s</string>

<string name="shared_tab_p2p">%1$s paid %2$s</string>

<string name="shared_tab_payment_requests_header">Who pays what</string>
<string name="shared_tab_payment_status_pending">Pending</string>

<string name="shared_tab_settle_confirmation_title">Pay bills</string>

<string name="shared_tab_settle_tab_confirmation_cancel">Cancel</string>
<string name="shared_tab_settle_tab_confirmation_confirm">Confirm</string>
<string name="shared_tab_settle_tab_confirmation_message">Once you settle the Tab, you won’t be able to add any more payments. We’ll send requests to everyone else.</string>
<string name="shared_tab_settle_tab_confirmation_title">Settle Tab</string>

<string name="shared_tabs_pay_tab_confirm_action">@string/pay_tab</string>

<string name="shared_tabs_settle_confirm_action">Confirm</string>
<string name="shared_tabs_settle_confirmation_subtitle">We’ve sent payment requests to everyone who owes money.</string>
<string name="shared_tabs_settle_confirmation_title">Done</string>
<string name="show_card_number_subtitle">See my card number</string>

<string name="something_else">Something else is wrong</string>

<string name="spending_export_period_all">All spending (%s to now)</string>

<string name="spending_menu_export">Export</string>

<string name="split_cost_action">Split cost using Monzo.me</string>

<string name="street_address">Street address</string>

<string name="subscription_interval_summary_format">Every %s</string>

<string name="tab_onboarding_card_action">Create a Shared Tab</string>

<string name="tab_onboarding_subtitle">A simple way to manage shared expenses</string>
<string name="tab_onboarding_title">Introducing Shared Tabs</string>
<string name="tabs_participants_count">%d participants</string>

<string name="targets_changed">Discard the unsaved changes to your budget?</string>
<string name="targets_changed_cancel">Cancel</string>
<string name="targets_changed_discard">Discard</string>

<string name="tax_residency_tin_body_generic">We need your Tax Identification Number (TIN) for this country.</string>
<string name="tax_residency_tin_body_uk">It’s normally the 10-digit reference you’d use for your business tax returns, and is also known as a Tax Identification Number (TIN).</string>
<string name="tax_residency_tin_edit_toolbar_title">Edit tax residency</string>
<string name="tax_residency_tin_header_uk">What’s your Unique Tax Reference number?</string>

<string name="tax_residency_tin_label">Tax Identification Number</string>

<string name="tax_residency_tin_title_us">United States of America</string>
<string name="tax_residency_tin_toolbar_title">Tax residency</string>

<string name="title_home_address">Home address</string>

<string name="total_balance_format">Total balance %1$s</string>

<string name="transaction_add_note_action">Add notes</string>

<string name="transaction_details_split_cost">Share the cost</string>

<string name="transaction_details_upcoming">Upcoming</string>

<string name="transaction_help">Transaction help</string>

<string name="turn_on_contacts_call_to_action_message_shared_tabs">To be part of a Shared Tab please give us access to your contacts.</string>

<string name="turn_on_contacts_sync_loading_message">Finding your friends on Monzo…</string>

<string name="tx_direct_debit_title_total">Number of Direct Debits</string>
<string name="tx_title_atm">ATM</string>

<string name="uk_bank_payee_action">Next</string>

<string name="unknown_account_title">Account</string>

<string name="vc_create_color_selector_label">Colour</string>

<string name="vc_list_onboarding_button">Create virtual card</string>

<string name="web_page_try_again">Try again</string>
<string name="welcome_atm_info_action">Got it</string>
<string name="welcome_atm_info_body">"Monzo charges for cash withdrawals made from ATMs outside the UK. A fee of 3% will be charged on withdrawals made abroad, after a 30-day limit of £200. Spending by card in a shop, hotel, restaurant, or any other point of sale abroad will remain free of charge. ATMs withdrawals in the UK will also continue to be free."</string>
<string name="welcome_atm_info_title">Overseas ATM withdrawals</string>

<string name="welcome_onboarding_app_message">"This isn’t your typical banking app. It’s powerful, fast and beautiful. Send money to friends, manage your budget, add receipts to your purchases, and more. If you have any questions, chat 24/7 with our customer support team."</string>
<string name="welcome_onboarding_app_title">The Monzo App</string>
<string name="welcome_onboarding_begin_setup">Begin account setup</string>
<string name="welcome_onboarding_card_message">"Our hot coral Mastercard® debit card works around the world. After every purchase you get an instant notification to your phone so you can keep track of your spending on the go."</string>
<string name="welcome_onboarding_card_title">The Monzo Card</string>
<string name="welcome_onboarding_continue">Next</string>

<string name="welcome_onboarding_find_out_more">Find out more</string>

<string name="welcome_onboarding_preface_message">Imagine seeing your transactions instantly, getting intelligent spending reports and knowing that your bank treats you fairly.</string>
<string name="welcome_onboarding_preface_title">Imagine if your bank was better</string>
<string name="welcome_onboarding_signup">Sign Up to Monzo</string>
<string name="welcome_onboarding_what_you_get_feature1">Full UK current account</string>
<string name="welcome_onboarding_what_you_get_feature2">Mastercard® debit card</string>
<string name="welcome_onboarding_what_you_get_feature3">Access to an overdraft</string>
<string name="welcome_onboarding_what_you_get_feature3_caveat">Subject to approval</string>
<string name="welcome_onboarding_what_you_get_feature4">Protection up to £85,000 by FSCS</string>
<string name="welcome_onboarding_what_you_get_feature5">Overseas ATM withdrawals</string>
<string name="welcome_onboarding_what_you_get_title">The Monzo Package</string>

<string name="what_is_wrong">What’s wrong?</string>

New ID’s;

<item type="id" name="amountLeftDetailView" />

<item type="id" name="cardOrderOverviewBlockingErrorView" />
<item type="id" name="cardOrderOverviewLoadingView" />

<item type="id" name="envelopeView" />

<item type="id" name="messageBackground" />

<item type="id" name="totalAmountView" />
<item type="id" name="totalBottomBarrier" />

<item type="id" name="waivedAmountGroup" />
<item type="id" name="waivedAmountStrikethrough" />
<item type="id" name="waivedAmountView" />
<item type="id" name="waivedMessageGroup" />

Removed ID’s;

<item type="id" name="accountNameCopyButton" />
<item type="id" name="accountNameTextView" />
<item type="id" name="accountNumberCopyButton" />

<item type="id" name="accountSortCodeCopyButton" />
<item type="id" name="accountSortCodeTextView" />

<item type="id" name="assetsEditText" />

<item type="id" name="authenticationLoadingView" />
<item type="id" name="authenticationMethodContainer" />

<item type="id" name="automaticExportCard" />
<item type="id" name="automaticExportCardButton" />
<item type="id" name="automaticExportCardDescription" />
<item type="id" name="automaticExportCardTitle" />

<item type="id" name="backgroundTwo" />

<item type="id" name="bankOneImageView" />
<item type="id" name="bankTwoImageView" />

<item type="id" name="blue_tick" />

<item type="id" name="createPotContainer" />

<item type="id" name="creditTrackerInfoButton" />
<item type="id" name="creditTrackerInfoButtonCard" />
<item type="id" name="creditTrackerInfoToolbar" />
<item type="id" name="creditTrackerInfoWebView" />

<item type="id" name="dividerOne" />
<item type="id" name="dividerTwo" />

<item type="id" name="emptyListTextView" />

<item type="id" name="helpCardHeaderText" />
<item type="id" name="helpCardRecyclerView" />

<item type="id" name="helpRowDivider" />
<item type="id" name="helpRowIconImage" />
<item type="id" name="helpRowTitleText" />

<item type="id" name="help_content" />


<string name="monzo_plus_select_card_action_select">Next</string>
<string name="monzo_plus_select_card_body">Pick a colour for your Monzo Plus card.</string>
<string name="monzo_plus_select_card_not_selected">%s, not selected</string>
<string name="monzo_plus_select_card_selected">%s, selected</string>
<string name="monzo_plus_select_card_toolbar_title">Monzo Plus Card</string>
<string name="monzo_plus_title">Monzo Plus</string>

<string name="move_money_added_money">I’ve done this</string>
<string name="move_money_choose_transaction_empty_body">As soon as you do your payments will appear here</string>
<string name="move_money_choose_transaction_empty_title">Add some money to get started</string>
<string name="move_money_choose_transaction_title">Choose a payment to add to your savings</string>
<string name="move_money_copy_detail">Copy</string>
<string name="move_money_instruction_heading">Use these details to transfer money to Monzo</string>

<item type="id" name="integerStepperDecreaseButton" />
<item type="id" name="integerStepperIncreaseButton" />

<item type="id" name="inviteFriendsAvatarRow" />
<item type="id" name="inviteFriendsHeaderTextView" />

<item type="id" name="jointAccountAcceptTsCsButton" />
<item type="id" name="jointAccountAcceptTsCsButtonContainer" />
<item type="id" name="jointAccountTermsWebView" />

<item type="id" name="manageLoanActionIcon" />
<item type="id" name="manageLoanActionSubtitle" />
<item type="id" name="manageLoanActionTitle" />
<item type="id" name="manageLoanDocs" />
<item type="id" name="manageLoanRecyclerView" />
<item type="id" name="manageLoanToolbar" />

<item type="id" name="manualRepaymentAmount" />

<item type="id" name="manualRepaymentBalance" />

<item type="id" name="manualRepaymentChat" />
<item type="id" name="manualRepaymentConstraintLayout" />

<item type="id" name="manualRepaymentContent" />
<item type="id" name="manualRepaymentDivider" />
<item type="id" name="manualRepaymentLoadingError" />

<item type="id" name="manualRepaymentPayBack" />

<item type="id" name="manualRepaymentRepayments" />
<item type="id" name="manualRepaymentRepaymentsTitle" />

<item type="id" name="menu_clear_invite_suggestion" />

<item type="id" name="menu_remove_recent_payee" />

<item type="id" name="nameSelectionImage" />

<item type="id" name="navItemBadge" />

<item type="id" name="noBankingAppDescriptionTextView" />
<item type="id" name="noBankingAppLayout" />
<item type="id" name="noBankingAppTitleTextView" />

<item type="id" name="number_entry_layout_backspace" />

<item type="id" name="orderCardContainer" />

<item type="id" name="overdraftOverviewAmount" />

<item type="id" name="overdraftOverviewDetail" />

<item type="id" name="payTabConfirmationButton" />
<item type="id" name="payTabConfirmationContainer" />
<item type="id" name="payTabConfirmationRecyclerView" />
<item type="id" name="payTabFeedContainer" />
<item type="id" name="payeeAccountImage" />
<item type="id" name="payeeAccountOverflowButton" />
<item type="id" name="payeeAccountSubtitle" />
<item type="id" name="payeeAccountTitle" />

<item type="id" name="payeeAvatar" />

<item type="id" name="payeeImageView" />
<item type="id" name="payeeMonzoBadgeImage" />
<item type="id" name="payeeNameTextView" />

<item type="id" name="pinEntryView" />

<item type="id" name="pinTextView" />

<item type="id" name="plans_running_animation" />

<item type="id" name="potDetailsContainer" />

<item type="id" name="potsTourButton" />
<item type="id" name="potsTourIndicator" />
<item type="id" name="potsTourViewPager" />

<item type="id" name="repaymentOptionsInformationCardView" />
<item type="id" name="repaymentOptionsLeftDetailView" />
<item type="id" name="repaymentOptionsRecyclerView" />
<item type="id" name="repaymentOptionsToolbar" />

<item type="id" name="repaymentsContainer" />

<item type="id" name="request_code_create_partial_pot" />

<item type="id" name="savingsSourceRecyclerView" />

<item type="id" name="savingsTourButton" />
<item type="id" name="savingsTourIndicator" />
<item type="id" name="savingsTourViewPager" />
<item type="id" name="savingsTransactionRecyclerView" />

<item type="id" name="searchAction" />

<item type="id" name="settleConfirmationHeader" />
<item type="id" name="settleConfirmationSubtitle" />
<item type="id" name="settleConfirmationTabAmountView" />
<item type="id" name="settleConfirmationTabName" />

<item type="id" name="share_1_text" />
<item type="id" name="share_2_text" />
<item type="id" name="share_3_text" />
<item type="id" name="share_4_text" />
<item type="id" name="share_custom_text" />
<item type="id" name="share_text_container" />

<item type="id" name="snowfallView" />

<item type="id" name="tag_webview_source" />

<item type="id" name="transactionLockImageView" />

<item type="id" name="transferSavingsPrimaryButton" />
<item type="id" name="transferSavingsSecondaryButton" />

<item type="id" name="turnoverEditText" />

<item type="id" name="value" />

<item type="id" name="what_you_get_atm_info_button" />
<item type="id" name="what_you_get_feature1_textview" />
<item type="id" name="what_you_get_feature2_textview" />
<item type="id" name="what_you_get_feature3_extra_textview" />
<item type="id" name="what_you_get_feature3_textview" />
<item type="id" name="what_you_get_feature4_extra_imageview" />
<item type="id" name="what_you_get_feature4_textview" />
<item type="id" name="what_you_get_feature5_textview" />
<item type="id" name="what_you_get_guideline" />
<item type="id" name="what_you_get_left_margin_guideline" />
<item type="id" name="what_you_get_title" />

New Assets;

.\intercom_push_icon.png

Changed Assets;

.\ic_electricity_rounded.png (changed again!)

Removed Assets;

.\balance_sync.webp
.\card_gauge.png
.\card_signup.webp
.\card_top_up.png
.\cloud_white.png
.\contacts_book_binder.png
.\contacts_empty_state.png
.\device_frame.png
.\fast_clock_illustration.png
.\fingerprint_auth.png
.\googlepay_button_background_image_pressed.9.png
.\hotchip_cass_dark.webp
.\ic_action_link.png
.\ic_action_split_cost.png
.\ic_add_salary.png
.\ic_camera_pot_edit.png
.\ic_card_topup.png
.\ic_cash_deposit_rounded.png
.\ic_change_repayment_day.png
.\ic_charity.png
.\ic_cheques.png
.\ic_document_types.png

.\ic_help_account.png
.\ic_help_card.png
.\ic_help_categories.png
.\ic_help_transactions.png
.\ic_help_travel.png
.\ic_idv_two_steps.png
.\ic_inbox.png
.\ic_info_circle.png
.\ic_internal_transfer.png
.\ic_investment_pot.png
.\ic_list.png
.\ic_loan_action_extra_repayment.png
.\ic_lock_dots.png
.\ic_manage_card.png
.\ic_monzo_with_asterisk.png
.\ic_move_payment.png
.\ic_open_quote.png
.\ic_option_item_checkmark.png
.\ic_overdraft.png
.\ic_payments.png
.\ic_power_up.png
.\ic_profile_star.png
.\ic_shared_tab_onboarding.png
.\ic_tab_onboarding_4.png
.\ic_tariff_rounded.png
.\ic_trustpilot_review_star.png
.\ic_turn_on_contacts_more_info.png
.\ic_uk_bank_transfer.png
.\ic_verifying_document.png
.\ic_your_monzo_star.png
.\img_card_background_white.webp
.\intercom_push_icon.webp
.\keeping_you_safe.png
.\money_plant.webp
.\monzo_logo_22dp.png
.\recurring_pot.webp
.\reminder_bell.png
.\savings_pot_hero.png
.\top_up_removing_stripe_warning.png
.\welcome_app.webp

20 Likes

No beta this week? :thinking:

The iOS Testflight has landed…

… so I wonder if there’s been an issue with the Android build - or (:rotating_light:conspiracy theory :rotating_light:) I wonder if it’s packed with new stuff that they don’t want torn down? (I mean, probably not, but hey…)

2 Likes

The day we release betas is flexible :blush: It’ll land this week, likely tomorrow :hot_coral_heart:

9 Likes

Shush, Marcus. You’re letting common sense and facts get in the way of my conspiracy theory in the making.

6 Likes

Unless he’s part of the conspiracy…

14 Likes

It’s out. Let the TEARDOWN BEGIN.

3 Likes

Version 3.38.0 - Still more out than in

New Strings;

<string name="business_current_tax_residency_no_utr_no_reason">No UTR provided</string>

<string name="card_management_action_atm_allowance">ATM allowance</string>

<string name="card_management_header_atm">ATM</string>

<string name="card_replacement_overview_balance_warning_action">Add money</string>
<string name="card_replacement_overview_balance_warning_format">You don’t have enough money in your account (%s) to pay for card delivery</string>

<string name="external_account_documents_header">Important documents</string>

<string name="external_account_permissions_footer">By continuing, you consent to us fetching this data. We’ll then direct you to %s.</string>

<string name="external_account_permissions_purposes_footer">Read our privacy notice for more details.</string>

<string name="order_card_confirmation_message">Woohoo! It should arrive by %s.</string>
<string name="order_card_confirmation_title">Your card is on its way</string>

<string name="order_card_pin_is_birthday">PIN can’t be your birthday</string>
<string name="order_card_pin_is_guessable">PIN too easy to guess</string>

<string name="payment_initiation_account_picker_title">Move money to</string>

<string name="payment_initiation_change_dest">Change</string>

<string name="pot_name_bills">Bills</string>
<string name="pot_name_equipment">Equipment</string>

<string name="pot_name_tax">Tax</string>
<string name="pot_name_vat">VAT</string>
<string name="pot_name_wages">Wages</string>

<string name="profile_share_uk_account_details_with_iban_text">"Name: %1$s Account number: %2$s Sort code: %3$s BIC: MONZGB2L Bank address: Monzo Bank, Broadwalk House, 5 Appold St, London, EC2A 2AG, United Kingdom IBAN: %4$s"</string>

<string name="signup_rejected_description">"We assess applications using information you gave us, and information we get from credit reference agencies and anti-fraud services like Cifas. If you’d like to know more about Cifas, you can contact them below. You can also check your credit reports with Experian and TransUnion – the two credit reference agencies we collect information from."</string>
<string name="signup_rejected_primary_action">Close Monzo</string>
<string name="signup_rejected_secondary_action">Contact Cifas</string>
<string name="signup_rejected_title">Unfortunately we can’t offer you a Monzo account</string>

Removed Strings;

<string name="affordability_signup_header">More about you</string>

<string name="affordability_submit">Submit</string>

<string name="credit_tracker_affordability_questions_submit_button">See what you could get</string>
<string name="credit_tracker_affordability_questions_title">Questions</string>

<string name="external_account_permissions_documents_header">Documents</string>
<string name="external_account_permissions_footer">Continuing will direct you to %s.</string>

<string name="loan_affordability_submit">Next</string>
<string name="loan_affordability_title">Questions</string>

<string name="open_banking_account_aggregation_description">Seeing both accounts in the same place is a great way to get to know your money better.</string>
<string name="open_banking_account_aggregation_title">You added your %s account to Monzo</string>

<string name="overdraft_calculator_title_migration">"Try out the slider to understand your new rate"</string>

<string name="overdraft_charges_feed_item_subtitle_legacy">See your breakdown - we won’t charge yet.</string>

<string name="overdraft_charges_feed_item_title_legacy">%1$s charges so far</string>

<string name="overdraft_ear_migration_affordability_submit">Next</string>
<string name="overdraft_ear_migration_confirm_overdraft_close">Close</string>
<string name="overdraft_ear_migration_confirm_overdraft_not_now">Not now</string>
<string name="overdraft_ear_migration_confirm_overdraft_primary_button">Update Overdraft</string>
<string name="overdraft_ear_migration_projection_example_header">As an example</string>

<string name="overdraft_migration_offer_confirmation_description">Your overdraft limit is %1$s, we have switched you over from 50p a day to %2$s EAR/APR variable and you can use it straight away %3$s</string>
<string name="overdraft_migration_offer_confirmation_title">Overdraft updated</string>

<string name="overdraft_post_sign_up_affordability_title">Questions</string>

<string name="signup_rejected_action">Close Monzo</string>
<string name="signup_rejected_main_text">Unfortunately we can’t offer you a Monzo account at the moment</string>

<string name="trip_exchange_rate_body_eea">"We won’t charge you any fees when spending with your card in shops, restaurants or online. We’ve also removed ATM fees and limits for countries in the European Economic Area (EEA). This means your cash withdrawals are now free! Remember when using Monzo, you should always choose to pay in the local currency if you can. If you choose to pay in pounds, it’ll usually end up costing you more."</string>
<string name="trip_exchange_rate_body_non_eea">"We won’t charge you any fees when spending with your card in shops, restaurants or online. Take out up to £200 free every 30 days, with a 3% fee on withdrawals after that. Remember when using Monzo, you should always choose to pay in the local currency if you can. If you choose to pay in pounds, it’ll usually end up costing you more."</string>

New ID’s;

<item type="id" name="accountItemAmountView" />
<item type="id" name="accountItemAvatars" />
<item type="id" name="accountItemSubtitle" />
<item type="id" name="accountItemTitle" />

<item type="id" name="accountManagementRecyclerView" />

<item type="id" name="accountPickerItemsContainer" />
<item type="id" name="accountPickerTitle" />

<item type="id" name="atmToolbarLayout" />

<item type="id" name="destContainer" />
<item type="id" name="destDetailsChangeText" />

<item type="id" name="detailsContentItemView" />

<item type="id" name="detailsHeaderTitleItemView" />

<item type="id" name="editAccountsButton" />

<item type="id" name="helpAction" />

<item type="id" name="itemButton" />

<item type="id" name="signupRejectedDescription" />

<item type="id" name="transactionCategoryItemView" />

Removed ID’s;

<item type="id" name="activateCardButton" />

<item type="id" name="affordabilityContent" />
<item type="id" name="affordabilityDescription" />

<item type="id" name="affordabilityQuestions" />

<item type="id" name="affordabilityScrollingContent" />

<item type="id" name="affordabilitySubmit" />

<item type="id" name="amountChoiceAction" />

<item type="id" name="amountCurrency" />

<item type="id" name="amountInput" />

<item type="id" name="amountTitle" />

<item type="id" name="bankAccountInfo" />
<item type="id" name="bankAccountTitleTextView" />
<item type="id" name="bankAccountViewGroup" />
<item type="id" name="bankAddressViewGroup" />

<item type="id" name="bicNumberViewGroup" />

<item type="id" name="blockedMerchantsText" />

<item type="id" name="bulletContainer" />

<item type="id" name="cardDamagedAction" />

<item type="id" name="cardLostAction" />

<item type="id" name="cardOrderStatusAction" />

<item type="id" name="cardStatusGroup" />
<item type="id" name="cardStatusHeader" />

<item type="id" name="choiceAction" />

<item type="id" name="choiceTitle" />

<item type="id" name="closeMonzoButton" />

<item type="id" name="gamblingBlockLayout" />
<item type="id" name="gamblingBlockStatusText" />

<item type="id" name="ibanDescriptionTextView" />
<item type="id" name="ibanTextView" />
<item type="id" name="ibanViewGroup" />

<item type="id" name="interestStatementsTextView" />

<item type="id" name="limitsAction" />

<item type="id" name="limitsHeader" />

<item type="id" name="magstripeSwitchView" />

<item type="id" name="newCardGroup" />
<item type="id" name="newCardHeader" />
<item type="id" name="newCardReplacementFlowAction" />
<item type="id" name="newCardReplacementFlowGroup" />
<item type="id" name="newCardReplacementFlowHeader" />

<item type="id" name="offerCard" />

<item type="id" name="overdraftAction" />
<item type="id" name="overdraftActionDescription" />
<item type="id" name="overdraftActionTitle" />

<item type="id" name="overdraftGroup" />
<item type="id" name="overdraftHeader" />

<item type="id" name="overdraftMigrationOfferContainer" />
<item type="id" name="overdraftMigrationOfferLoadingError" />
<item type="id" name="overdraftMigrationOfferToolbar" />

<item type="id" name="routingNumberTextView" />
<item type="id" name="routingNumberViewGroup" />

<item type="id" name="shareAccountDetailsButton" />

<item type="id" name="skipNoticeBody" />
<item type="id" name="skipNoticeContainer" />
<item type="id" name="skipNoticePrimaryButton" />
<item type="id" name="skipNoticeTitle" />

<item type="id" name="statementsHistoryTextView" />
<item type="id" name="statementsOfFeesTextView" />

<item type="id" name="statementsTitleTextView" />

New Assets;

.\card_delivery.webp

Changed Assets;

.\ic_google.png

Removed Assets;

.\ic_check_blue.png
.\ic_cross_blue.png
.\ic_easy_access_savings_pot.png
.\ic_fixed_savings_pot.png
.\ic_leaf.png
.\ic_savings_no_bounds.png

10 Likes

Already done :point_up: :wink:

4 Likes

Impeccable timing, sir. :slight_smile:

2 Likes

Do I spy, with my little eye, hints of IBAN in there?

No skin off my nose (right now anyway), but that would please a lot of other people on here

5 Likes