Interesting.
So we can now add Geography to the reasons for account mis-parity? (un-parity?) 
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It’s natural for the US and UK to have different features, as they’re completely different products.
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And we did all vote to remove it. 
Let’s see if the US have the same vote in ~12 months time 
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Yeah, it was said tongue-in-cheek, honest!
Although I’m curious as to why you’d develop things this way, are the differences THAT striking? Whilst I know the machinations of US vendors are a fair bit different, I can’t imagine why the app would need to be?
A conversation for a different thread though! 
I’d be interested in this too. Also, why can UK customers access US features?
Does that mean the reverse too? As I believe some things haven’t been officially released on the US accounts yet that we already have 
So if I posted some deep links to UK things, could US people access it?
That’s only Android folks though, if you could.
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You know what? We get it. There’s a parity issue. Thanks for mentioning it. Again.
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Do people get warned off posting the breakdowns on here? 
I don’t think so, a few Monzo staff have publicly commented that they find it fascinating what people find on here, I just think it’s a lot of work which is generously done by people in the community. The people that normally do them are probably just busy
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I never did! 
And I was doing teardowns for over a year 
The only thing I ever chose to hold back, for 1 day, was the crowdfunding code back before that happened because I figured there was going to be a lot of press coverage & wouldn’t want to have stepped on any toes 
but whenever I’ve spoken to Monzo staff about it (before I started working here), they were all very happy for me/the community to be doing teardowns 
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Then you abandoned us 
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Yes, significantly. Things like much higher cash usage, much lower contactless/chip and pin adoption, different attitudes towards tipping etc.
The reason behind this screen specifically is because it is very common to be paid bi-weekly or weekly in the US, unlike the UK, and we’re experimenting with approaches to help people budget around those pay cycles.
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Pay cycles, that makes sense.
Cash usage, low contactless, are a puzzle, can’t imagine features that revolve around those that don’t apply to both sides of The Atlantic… tipping for sure though!
Not a complaint BTW, genuinely curious to the challenges you face.
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I’d also be curious why pay cycles should be US specific. If the work Monzo-side is done, why not make it UK too? I know I, for one, get paid weekly 
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Actually yes, I do too. Not quite sure how that skipped my attention (pre-caffeine brain be damned!).
Yes, for those of us who are paid fortnightly too.
3.21.0 has landed - no real visible changes, but sounds like lots under the hood…
Anyone got any insight? I might have to reinstall some tools on my laptop to take a look
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They definitely dropped some hints that there is some exciting stuff in the update. Will be good to see what tear down shows
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Really missing these tear downs if anybody fancies having a go… pwetty please
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Very disappointing.