Not sure what you mean here dave. The market is competitive and don’t think Monzo are the necessarily the leaders on price of loan?
Yes. Would like to make a partially paid monzo loan into a larger new monzo loan.
What I do with the money doesn’t really matter. Because that is individual to each person and will vary widely
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Agreed, people should be able to request a simple function here without having to justify their personal finances
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Agreed with the above: this thread was painful to read at points!
I’d like to add my support for the idea - for me and many people I know it’s a big sticking point with Monzo, (even if our want to support monzo or only use one personal finance company at a time is possibly more expensive) that the loan management tools are naive and the simplistic model actually undermines our trust in the product.
I feel like I’ve been waiting for this for years but it’s coming to a point where I think I’ll have to move providers for the loan.
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