Lloyds Banking Group Chat đŸ«

It’s, in my experience, less common to have issues now then it was. I remember the days of Tesco having a £30 apple pay limit on terminals..

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I might be wrong but I’m also sure that contactless transactions used to be limited to less than £50 at one point too?

As I said; it’s down to the merchant to decide on their risk appetite.

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Barclays Debit Visa has worked for ÂŁ2k on Apple Pay for me before

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My card only had Amazon linked to it, I asked them to de link everything.

I’ll call again later and see what they say.

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They said that’s all they could see on the card, everything else removed.

Will see what they say later.

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Tried tokens, nothing but Amazon and Netflix there, they tried that already.

The guy said sometimes it can be a waiting game and try again after 30 days and it’ll add.

Still doesn’t bode well, someone somewhere should be able to fix it and seems it’s not possible.

But here is something new:

Which makes sense in some form.

‘Security’ at its best.

I’d guess my hidden Apple Pay token limit is the problem.

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I tried that when I had the issues and it was not fixed for me, even a completely fresh install

A temp issue impacting a lot of fuctions that should be sorted

People have have Lloyds credit cards and additional cardholders, do they care about the address of the people you’re adding?

Barclaycard want someone in the same address as you but Lloyds don’t say anything.

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Any closer to the public roll out?

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In phases and its a staged redeisgn. So the bigger visual changes won’t be until year end.

Boring.

Ha, the Monzo redesign and the strong feedback has spooked some of the developers over there.

I think in practice the customer base is very much in love with the 10 year old design so it will be a fight to get them to learn the new design even in phases.

Its also a foundational change l, laying groundwork for more and more self serve elements within the app.

Unfortunately software has to move on and I hope the developers are brave and push through with it.

I work with large online forums and upgrading them to newer software versions and we have the same thing, the community has got accustomed to the old design and want it back the way it was and we get floods of complaints. But when the old software had been EOL for over half a decade it becomes a big issue to keep running it and the upgrades have to happen. The LBG apps must be ageing from a development standpoint by now and that’ll only get worse.

People don’t like change but I’d hope the developers can convince management it needs to be done for long term benefit and people will have to adapt.

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Mid August is the time frame for public roll out

Is merchant data being improved and caps all being adjusted?

The 10 year customer base seems a silly rule to stand by, times do change and people need to move with it.

You may lose some, but then may also gain more than you lose if the product improves.

Sorry to interrupt with something off-topic, does anyone know where I can find the fees for sending euros to a Halifax current account? Trying to figure out if the savings are worth using Revolut, Wise, etc - sending a little over 6figs

Merchant logos and info were in conversation but not totally sure when thats in the pipeline.

I think the customer base concerns are understandable for LBG. The age range, product lines and customer base size etc are way more complex than Monzo. I think they want to do change rapidly but are careful to handhold their customers on the way.

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No Halifax fee for payments in euros from within the EEA or UK. In my experience, high street banks are an expensive option even with no transfer costs (due to poor exchange rates). See this for more.