Joint Accounts 1 & Real-time Authorisations

Thanks @gavin - cool suggestion.

Linked / joint / family accounts is definitely on the roadmap, although some way down the line.

Trying to get user input to accept/reject a payment is problematic, because we only have a few hundred milliseconds to reply to the MasterCard auth message. But certainly letting parents set spending rules for their kids is something we’ll look at in future.

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