I agree with this, I like to check at the end of the day and sometimes me and a guy in the office will joke with one another about how our stocks are tanking or rallying. But in reality I’m more interested to know how the investment performs maybe daily, weekly or monthly. So I can compare against more solvent finds in EA savings accounts etc.
It seems Trading 212 have reversed some of the changes previously made. I know they got a lot of negativity over the changes but personally I preferred them. I don’t like what they’ve revert to.
I hated how they hid investments in a vertical sliding element over the top of an already vertically scrolling page. Made no sense unless you have pages and page of Investments, which I would wager the vast majority of user do not.
So I’m very glad to see that reverted.
My app still looks the same.
Have you updated it? From the store?
I just wish they would stop changing it.
Just updated mine in the App Store and it’s still the new design.
Yup, it updated earlier, same app as it was.
Not sure then, mine was displaying the newer layout, I updated it and it switched back to the old layout.
That’s Klarna’s whole model though, whilst Monzo does offers BNPL through Flex I’d like to think people think of Monzo as more than just another Klarna
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Some fee changes with HL. I may consider moving elsewhere 
- Account charges. We are reducing our annual account charges from 0.45% to 0.35% on Stocks and Shares ISA and SIPP accounts.
- For Fund and Share Accounts, we’re reducing account charges for holding funds, from 0.45% to 0.35%, and introducing a charge of 0.35% to hold shares. You can see full charging tiers below.
- New account charge limits for shares (includes investment trusts, exchange traded funds (ETFs) and bonds). You will never pay more than £150 per year in account charges for holding shares in each of our SIPP, Stocks and Shares ISA or Fund and Share Account.
- Dealing charges. We are reducing the amount you pay to buy or sell shares with us, from £11.95 to £6.95 per online trade. You can see full dealing tiers below.
- We’re introducing a charge of £1.95 per trade to buy or sell funds online.
Just saw this, makes it sound like a positive at first as the platform fee is down from 0.45% to 0.35% but then also raising the cap for ETFs to £150 per year.
It should be but for some people it means their costs are going to increase.
Anyone use Freetrade or Lightyear?
Been thinking of trying some alternatives to T212 (nothing wrong with them, just good to try the competition) and will likely open an ISA with one of these two next to try them out
I moved to T212 from Freetrade as I found it very limiting, but that was a good while ago.
There’s also eToro if you’re looking round.
There was a discussion on Lightyear earlier this month on this thread, they look good but don’t offer fractional ETFs inside an ISA wrapper, which scuppers them for me. It’s on their roadmap though.
If you don’t use the S&S ISA, or trade in shares, then they look good with no fees and have a sleek app.
I haven’t used Freetrade.
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Thanks, I actually ended up opening an ISA with both to have a look at the apps and prefer Freetrade anyway.
I would be using a S&S ISA and investing in only ETFs so that would have been a deal breaker for me on Lightyear
I am tempted to move the free trade but sadly they don’t have fractional shares in ISAs, hopefully that will change soon
Fractional shares seem to be a double edge sword… it seems to be harder to do in specie transfers with fractional shares.