Card arrived just now. Very nice.
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I wanna see the packaging 
Ahhh that was a helpful post. All makes sense. Thank you!
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Not sure how long ago you used your cover, or if cover varies based on the packaged account you have, but my cover appears to be the highest cover you can get from Green Flag (with the exception of European cover). It includes “National Recovery” which states (and this is copied directly from my policy in the Green Flag app)
If your vehicle can’t be fixed locally the same day, we’ll take you, your passengers, and your vehicle to a single destination of your choice anywhere in the UK. If the breakdown was caused by a flat or damaged tyre, we will take you to a place of your choice within 10 miles of the incident.
I’m still hoping that Premium gets a few extra things added later on, or allows you bolt on (or even swap) some benefits such as the breakdown cover.
What’s the significance of the ‘world elite debit’ - does that have any extra Mastercard type benefits?
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Does this page work for anyone with a metal card? This is the MasterCard World Elite login.
“Curve no longer put any numbers on their card like Apple.”
thank you I di not know this
I’ve always been advised that if you value something enough, you should get specific cover for it. Most mobiles would only cover loss/stolen and ONLY if it was lost/stolen from your home.
Had your phone stolen while at a restuarant? You might not be able to claim, and if you can then your home insurance policy may be affected at renewal.
If you have a dedicated policy (like with Monzo Premium or other bank) then you would be covered.
Nope.
I understood that, confusingly, there are two World Elites: firstly, there’s a technical type of MasterCard that means that issuers get more interchange; then there’s this customer facing scheme that not all technical World Elite cards are part of, that gives customer benefits.
I’m sure someone like @Rika or @erincandescent could probably confirm or deny that. (It’s probably complicated).
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This was the whole point, wasn’t it?
People were reluctant to switch to monzo because they were reliant on their old bank for various insurance bundles. Monzo have now launched an equivalent product that offers something for these customers.
Insurance products are never going to be exciting or particularly novel.
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It makes sense for me as my current insurance on my phone is roughly £12 per month already and I already had Plus.
Would be nice to have other features e.g. cashback/better offers etc, but at the end of the day you will not make everyone happy.
Hopefully things like the above get implemented/improved as versus other banks it’s pretty mediocre. Even Revolut has better offerings for their metal card (and it’s cheaper). Although I’m happy to support Monzo at the moment, being my main account.
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$40 then. 
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You jest but its a serious point and worth noting that Monzo’s travel insurance excludes any pre existing conditions.
This compares to the bundled insurance with
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Lloyd’s/TSB who automatically cover a range of existing conditions and also go up to 80 years old instead of 70; and
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HSBC/Nationwide who will cover many pre-existing conditions if notified in advance of travelling (they may sometimes charge a fee but it’s often free)
If you’re young and healthy you might not worry about this but a large percentage of the population have such conditions.
I wouldn’t say often free. If you’ve got say bad acid reflux as an ongoing condition - in the extremely unlikely event that you need to visit a hospital on holiday regarding this - the treatment is probably going to be a Gaviscon. So it’ll be free.
If you’ve got anything wrong with anything remotely connected to your heart, brain, other organs etc. the cost of a hospital trip is likely to be much more expensive so they charge you more to cover these risks.
The other policies will cover the most common existing conditions for free.
From TSB’s travel insurance document you don’t even need to declare the below to them - you’re automatically covered and this does not mean others aren’t covered - just that you need to declare them before travelling
No Screen Conditions (for which You do not need to contact Us)
Achilles tendon injury
Acid excess
Acid Reflux
Acne
ADHD (Attention Deficit Hyperactivity Disorder)
Allergy (requiring no prescriptive treatment only)
Allergy (with Epipen if prescribed)
Anal fissure/fistula
Arthritis
Asthma
Benign Prostatic Enlargement
Blindness
Broken bone (not head or spine)
Carpal tunnel syndrome
Cataracts
Chicken pox
Colitis (no hospital admissions in the last 12 months)
Common cold/influenza
Corneal graft
Cosmetic surgery
Crohn’s Disease
Cuts and abrasions (non self-inflicted)
Cyst – breast
Cyst – testicular
Cystitis
Deafness
Diabetes
Diarrhoea and/or vomiting
Dislocated hip (not replacement hip)
Diverticulitis
Dyspepsia
Epididymitis
Epilepsy
Essential tremor
Fungal nail infection
Gastric reflux
Glandular fever (not within 3 months of the planned trip)
Glaucoma
Gout
Haemorrhoids
Hayfever
Hernia
High blood pressure
High Cholesterol
Hip replacement
Hyperthyroidism (overactive thyroid)
Hypothyroidism (underactive thyroid)
Hysterectomy
IBS (Irritable Bowel Syndrome)
Impetigo
Macular degeneration
ME (Myalgic Encephalomyelitis, if only symptom is fatigue)
Meniere’s disease
Menopause/HRT
Menorrhagia
Migraine (confirmed diagnosis, no ongoing investigations)
Nasal polyps
Neuralgia, Neuritis
Nut allergy
Osteochondritis
Osteoporosis
Parkinson’s
Pelvic inflammatory disease
PMT (Pre-menstrual tension)
Pregnancy (no complications)
Psoriasis
Reflux oesophagitis
Retinal detachment
Rheumatism
Rhinitis
RSI (Repetitive strain injury/Tendinitis)
Shingles
Shoulder injury
Sinusitis
Sleep Apnoea
Tendon injury
Tendonitis
Tinnitus
Tonsillitis
Urticaria
Varicose Veins
Vertigo
I think it’s fair to say that this covers the most common medical issues.
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Can someone post a screenshot of what this looks like in-app please? Is it the white card against the (questionable) green/yellow gradient Plus background?
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Except that the doctor/pharmacist might be unwilling to agree that your worsening “heartburn” is benign and want you to go to hospital - possibly by ambulance - so they can do more tests to rule out a heart attack.
You need to tread fairly carefully with these things. At least in the above scenario the bill wouldn’t be horrendous (not compared with an intensive care stay and/or international repatriation) but it might still be fairly significant.
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