Introducing Monzo Flex – a better way to pay later 🚀

So I did a Vlex transaction (Virtual Flex of course) yesterday - my damn Sonos system needs a bit of a signal boost but that’s a different thread.

I purposely haven’t selected a plan yet. I can very much confirm that there are a lot of persistent notifications that prompt you to pick a plan.

Quick run down-

Day 0: 14:47

  • notification for the flex transaction via wallet
  • notification to tell me to pick a plan

Day 0: 15:47 (+1:00h)

  • first reminder - just one more quick step - please pick a plan.

Day 1: 09:00 (+18:13h)

  • more urgent reminder :rotating_light:- don’t forget to pick a plan otherwise we’ll select the lowest plan (inc details of what that will cost

Day 1: 12:00 (+21:13h)

  • moves to an sms - “hey there, please pick a plan for your purchase before midnight”

The only downside IMO is the first notification - if you pay with Apple Pay, the wallet notification for me came in a split second afterwards and therefore didn’t see the “Pick an instalment plan” first message. If there was a way to make that first one come in like on a 1 min delay that would be ace.

Otherwise will see what the remainder of escalating notifications become. I’m expecting a knock at the door at 23:00 (+32:13h) forcing me to pick a plan.

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