Saw this earlier. The comments from Keth are particularly interesting (and you guessed it, the other guy is me!)
Not sure that’s how a sustainable business works 
Not much of an article, looks more like a cut and paste job from a Monzo blog to their website
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Well not traditionally, no…
Yeah - twas from the press releases section, to be fair. More interested in Keth’s view of it (in the comments)