Improve Account security via in-app chat


Android phones do have password/PIN option which would be same as app-level security. No one can get past a proper phone level password/PIN easily and if they can get past that then App level security is just not going to stop them.

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but that no use when you want someone to have access to your phone but not to your banking, then Starling, Monese etc all secure but Monzo is not



Do you use the widgets for those apps?



Use guest profiles on Android :thinking:


(Brian Hunter) #56

I can only assume that locking the app is something they plan to introduce, would be odd if there didn’t. Perhaps waiting until everyone is using the one app, rather than develop it for multiple apps, some of which have a short shelf life as of now.



You can already lock the app with touch id on iOS. It is thankfully optional for those of us with adequate security on our phones.


(Brian Hunter) #58

Lucky iOS users. One persons ‘adequate’ is another persons ‘pain in the arse’ though. It’s entirely subjective, and I can only imagine that being able to lock down a banking app would be welcome to a lot of people. Much like how Johnny locks down his Authy account, as he showed earlier in this thread.



pain in the arse that is. easier just to have protection on the app like every other financial institution in UK (as per apps in the Google Play Store 12/11/2017)


(Gareth) #60

We’re veering back to repeating this thread (security doesn’t feel secure)

Please point to me, outside of this forum, where Monzo has taught users about ‘security theatre’ or why PINs aren’t required. It’s fine not implementing security where they feel it’s justified, but the reason users question is because they have to trawl through 100s of forum posts. Which we know they won’t.

For all this talk about how phone security is the way to go, I wonder how many people have shared their phone lock code with someone else - friends, husbands/wives etc. thinking that it’s a safer thing to share than a bank PIN.

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(Allie) #61

ONE friend knows my phone PIN, and I trust them with my life. With that, they can access… everything about me. If something happened to me, I want them to have that access.

Someone you trust with your phone should be on the same level as someone you’d trust if your life depended on them.


(Gareth) #62

I am not thinking of people who understand the issues of website tracking, lie on social media to protect themselves or yourself who has assessed the level of risk vs trust and would be happy to change your PIN if that friendship soured.

Fun fact, my DoB has been leaked 3 times according to along with my name.

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(I Can't Wait Till Tuesday, Scrap The Graph Day!!!!) #63

None of my stuff comes up but I am not gonna put my E-Mail in to that thing but I know nothing has been used anyway.



It’s a safe site Danny, he’s very well respcted - and it’s only your email address

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(I Can't Wait Till Tuesday, Scrap The Graph Day!!!!) #65

Ahhh cool… I will try the one I use for crappy sites then.


Says Bitly and DailyMotion but I’ve never used them sites before??



probably copied from your pr0n logins


(Gareth) #67

He being a Microsoft Regional Director, but Danny is right - the FAQ even recommends the same:

How do I know the site isn’t just harvesting searched email addresses?
You don’t, but it’s not. The site is simply intended to be a free service for people to assess risk in relation to their account being caught up in a breach. As with any website, if you’re concerned about the intent or security, don’t use it.

@Danny -


(I Can't Wait Till Tuesday, Scrap The Graph Day!!!!) #68

What is this pr0n that you speak of :new_moon_with_face: :fried_egg:

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(I Can't Wait Till Tuesday, Scrap The Graph Day!!!!) #69

Link makes sense… quite a few possibilities on there as to how that flag came up.



My domains have hundreds in there…

But I use a new email address per site so it doesn’t really matter and I can see which sites have either been hacked or sold my address on. I confronted a couple, they get very embarrased when you have proof!


(I Can't Wait Till Tuesday, Scrap The Graph Day!!!!) #71

I use my own domain for proper stuff like this