Implementation of SafetyNet & Screenshot Prevention - Security

[alexs (Alex Sherwood)]

@MathewBloomerBrack

as Monzo increases in size and evolves there will likely be increased pressure to improve in-app security

I’m not sure about this. I don’t think Monzo are neglecting security just because they’re small &/or can get away with it. Instead they’re taking a different approach, which might seem less secure (if you’re used to having to complete painful security verification for your legacy bank) but may not be -

@hugo

The perceived strength of auth is a critical matter for us, in a world of banks asking you for crazy long passwords and PIN calculators we’ll need to make a big effort to educate our users (not developers but regular people) that Mondo is perfectly safe without all those inconvenient steps. I wonder how many “measures” on legacy banks are just pure placebo.

Monzo are liable for any fraud due to unauthorised access to your account so it’s in their interest to get this right.

@MathewBloomerBrack

I would like the ability to lock the app with fingerprint or pin

Personally Touch Id is perfect for me & this is an option for iPhone users. It’s on it’s way for Android users too.

But as @anon44204028 will tell you, a PIN would be useful for some users too.