If you haven't moved over, what's stopping you from making Monzo your main bank?

Monzo Chat
551

13 Reasons Why:

  1. Lack of support for incoming international payments
  2. Being able to pay in cash
  3. Being able to pay out big amounts of cash
  4. No payment confirmation/single transaction statement that can be generated (neither in app or by chat)
  5. Waiting times for chat approx. 3h
  6. No possibility to top up using a Polish bank card
  7. Dislike the UI for payments in general (I mush prefare Starling or Revolut in that case)
  8. No overdraft offered (Two other banks gave me overdrafts but I accepted only one)
  9. Overdraft fees (my current overdraft is free)
  10. Don’t trust the card to be accepted everywhere (had problems in Spain where with other MasterCard I could pay with no problem)
  11. No Mastercard 3D secure (I wanted to book an airplane ticket but couldn’t without 3D)
  12. More expensive international transfers than Revolut
  13. Categories not working as well as they should (e.g. petrol stations)

Sidenote: I actually haven’t watched ‘13 Reasons Why’ is it any good?

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