Turned it on, went to limits page but the ālearn moreā button on that page doesnāt work (on either the single tap or contactless until PIN entry pages)
That will link to the blog post when we launch the feature fully. We had planned to launch it fully today but we found a bug last week (if you donāt change anything but hit save anyway on iOS it crashes) so have delayed full launch until the fix for that has rolled out.
We didnāt want to leave the community waiting though so decided to launch to labs.
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It works for me. Tapping on āLearn moreā takes you to: https://monzo.com/blog/youll-be-able-to-make-contactless-payments-up-to-gbp100-to-make-paying-more
EDIT: I like the sliders - very nice!
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This is only regarding your card taps (not APay/GPay taps) according to the blog - āIf you use Apple Pay or Google Pay, nothing will change. You can still pay for transactions without any of these limits.ā
But itās a good question!
Whoās up for the embarrassing test at the till?
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I probably should do this too as there is very rarely a scenario where I can use contactless but not ApplePay.
But still 95% of the time, I reach for my card and tap with that.
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You amazing people, you. 
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Yep ā we ask you to enter your PIN in the app whenever you change your limits. Itās a way of stopping someone (or yourself) from overriding the limits too easily.
I think thatās what youāre asking? Let me know if not.
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When I did this the app crashed. I submitted the feedback request though not sure if actually have to type something as well or you get the full crash info automatically
This isnāt the bug I described earlier is it?
but we found a bug last week (if you donāt change anything but hit save anyway on iOS it crashes)
If so, weāre aware and thatās the reason weāve only launched to labs today.
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Caveat: Iām 90% sure this is how it works but payments is complex so you can never be quite sure there isnāt some other system that will alter things 
.
We store two things:
- The limit
- How much youāve accumulated of that limit
Then when we authorise a transaction we compare the two.
So, this means that if you set the limit to Ā£0 and then set it back to Ā£100 that should be fine ā you shouldnāt be prompted for chip & pin on next transaction just because you temporarily changed it.
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Dark mode 
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Sorry, yeah thatās correct 
Iām going to try after work later on this evening, Iāve set my limit to Ā£0
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What happens with offline contactless? 
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Offline contactless naturally cannot be blocked since it is offline, but it is exceedingly rare in the UK now.
The main exception is TfL but with TfL tapping isnāt really used for charging anyway, itās more used for identifying who you are and then they charge you once per day (without authorisation). TfL are allowed to bill you even if the contactless tap is declined but they are only allowed to do this up to a fixed amount, after that they must get a successful contactless tap before they can charge again.
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So if I was at Ā£195 of my (standard) Ā£200 limit, then changed the figure to Ā£100 pin re-entry, would that prompt a new pin at terminal on my next transaction?
(i.e. would your data say Iāve accumulated Ā£195 of a Ā£100 limit, or Ā£0 of a Ā£100 limit?)
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Can confirm setting card to Ā£0, still allows Google Pay to work 
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It would require PIN yes, as it would be Ā£195 out of Ā£100.
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Same for Apple Pay- very nice
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I was wondering the same - but it sounds like the internal mechanism at the point of transaction is check if spend > limit, then ask for pin.
And not Check if āAsk for Pinā flag = True (with Ask For Pin being set at the point you hit your limit)
Iād guess in your example, it would be at the Ā£160 remaining before asking.
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