Since you are re-thinking banking and aiming to provide all the information anyone could ever desire from a transaction on their mobile, why does it only show that i spent x amount in tesco but not what i bought and not any nutritional information about the products within the transaction and no other product suggestions which could have been healthier for me or maybe i would have been better off buying this shopping from morrisons?
I realise this is rhetorical in 2016, but when you are the uber of banking with influence over other entities in the payment transaction flow chart this will be a valid question.
Any thoughts on how you could grab this info from a future transaction? Can you envisage any way of breaking free from or influencing the information you receive from the network and the terminal? You are exploring APIs with financial providers but what about a Monzo Programming Interface where you can request extra info from terminals?