They’re not checked as you say but my understanding is that Amex keeps track of their usage and will take that into account when they eventually apply for their own card.
Charge card is likely different as there’s no limit.
I don’t have any under 18s but would be up for giving It a spin if I had. One quite sensible who I’d have tried It out on had I known at the time that I could. Not sure about the other one 
If you scroll down and expand the Important Information section, in the UK it seems to be 18+ only.
Possibly niece in a year or two if she heads off travelling - for the travel/medical insurance and emergencies only!
There’s a lot of guessing and imagining on your part here to support your argument. I stand by my statement. A shared cardholder’s card is the responsibility of the account holder. Simple as that.
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Back on track. I’m looking forward to Monzo’s child account offering.
I’ve tried HyperJar, goHenry, Starling Kite, Revolut <18. They’re all strong offerings but for our use they all fell short of being the full package, whether it be lack of support for Google Pay, poor app, fees, etc.
Fingers crossed.
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Not really. Amex have always been clear that if you move countries then they transfer your credit (obviously only with them). Few V/MC do that (only HSBC Premier as far as I know). They also state that it helps establish your child’s credit profile if you add them as a supplementary card holder.
Bummer. Slightly odd in that you can have a current account from 11 in the UK but I guess it’s some clause in the legislation applying to lending.
For the older kids, I’d recommend though. Our one has been almost stranded a couple of times in the last couple of years and a credit card would have reduced stress somewhat.
Have you considered Nationwide or RBS/NatWest? My two were using Nationwide from 11 until they hit 16 and could open Starling.
Under 18 in the UK current accounts have no overdraft and restrict certain purchases (as far as possible). I don’t know of any UK credit product that allows under 18s.
But if they have a bank account you can transfer money almost instantly now to allow them to use debit card if stranded.
I’ll be very interested to see what Monzo’s under 16 offering is when it arrives.
Those accounts, as I understand it, are individual accounts. I’ve been looking for the perfect account for my 13 year old that I can control first.
Not sure but you might be able to open an ‘in trust’ account with one of the banks, give them the card but still see it in your account.
Long time back, you could do this with the Nationwide. My two are older now but I still see one of their accounts in mine. Can’t see the others as I just ticked the 'theyre in charge ’ box for those as they were wanting a bit of privacy at that point.
I knew giving additional user credit cards to children would be a load of rubbish in the UK.
But it shouldn’t be rubbish. Letting them have their own card would just reflect the reality of them being given their parents card when they’re off on a school trip or uni etc. I’m sure I’m not the only parent who has been doing that for years for under 18 children.
I was always given cash, but maybe I’m in the minority 
Could you not simply transfer them some money, or it might help teach them the value of savings for emergencies?
Try checking into a hotel with cash or Indeed a debit card. I’m happier with them having a credit card for if/when they need to do that if they miss a flight or something.
I’ve heard of this thing you call ‘cash’. Wasn’t that something that people used in the last century
I have used a debit card at loads 
I dont own a credit card and havent for a long time.
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You have either been lucky or have loads of money in your account. A colleague a few years back found that his account had been emptied thanks to the hold the hotel had put on his debit card.
Seems I’ve also been ‘lucky’ having never used a credit card for a hotel booking.
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I think it’s better/safer to use a credit card so that an expensive hold doesn’t keep your own actual funds but there is zero issue from the hotels perspective to use a debit card, I’ve never had an issue either. Not everyone has a credit card.
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