✅ Family accounts / Accounts for children / under-16s

[davidwalton (Award Winning Hot Coral Analyst)]

Until your child reaches 16 (qualifying for a Monzo 16-17 account) or Monzo releases sub-16yo accounts, then a cardless workaround is possible with Monzo Plus/Premium accounts:

How best to share card with wife? But Monzo denied her an account

This is possible (for kiddo’s over 13, as Apple won’t grant Wallet use to under 13’s) - Create a Virtual Card in-app, then manually add the VC details to the Kiddo’s iPhone Apple Wallet and it adds the Virtual Card. No app needed on Kiddo’s phone - Kiddo taps phone at POS terminal with VC as the selected card and it deducts the amount from the Virtual Card balance just the same as any other card. It works really well as I get spending notifications. The only downside is they don’t have …