I understand that pots can have cards so that I can pay directly from a pot, but it would be extremely helpful to be able to click on a transaction, and say collect this money from a pot and select the pot, rather than trying to remember the value including the pence because I’m OCD, and going to withdraw that from a savings pot to reimburse the current account
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Direct debits, Standing Orders and Virtual cards come directly from Pot if set up that way.
Virtual cards are part of a paid subscription.
There isn’t any other solution for this unfortunately, Monzo wouldn’t make any money.
Hi Carlo1460, I have the paid subscription but this doesn’t help take money from saving pots. Even if it’s only a feature on the paid subscriptions, once I’d saved my money for a holiday for example, I’d pay on flex, I’d then want to take that money directly from the savings pot without needing to remember any amounts with a simple button next to the ‘split this bill’.
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Savings Pots are designed to save not spend.
I understand your suggestion but it defeats the object, it’s for you to manage how you spend your savings, not monzo.
Additionally, not all savings pots are instant access
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I see your point, this suggestion was aimed at making the user spending experience easier. As most savings have a goal in mind, so inevitably you spend what you save.
Savings pots that are not instant access wouldn’t be a problem, the next working day wait is still fine👍🏼
It won’t happen, because monzo see savings as savings, not spending.