going to china next year any issues using the card for paying in hotels etc ?

Hello :wave:

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πŸ‡¨πŸ‡³ Monzo in China [Wiki]

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It’s easier to say the Monzo card cannot be used for payment in China.

Whilst there are exceptions particularly in places tourists are likely to be - generally no. You can use some ATMs, though, to withdraw cash. Merchant Bank and ICBC support MasterCard in most of their ATMs but not all.