✅ Cheque Imaging 📱

Lots of things have been added that are focussing on the future, not a dying payment form.

By the time the cheque arrives you could have opened a Starling account.

I actually have a Starling account already, exactly for working around the things Monzo doesn’t want to do :wink:
Which again speaks to my basic point here - it shouldn’t matter how often I receive a cheque, it should matter what the experience is like when I do :slight_smile:

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The same advice goes, if you’re depositing cheques and want to do so in app… Monzo is not the bank for you.

It’s not affecting the bottom line otherwise they’d of introduced it already.

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Sure why not. But then you’re missing the cost and time involved in doing so and the return on their investment.

As people keep mentioning. They just use the likes of Starling and transfer it back to Monzo so why bother :man_shrugging: It doesn’t seem to be impacting numbers and the longer they can “hold off” doing it the less demand there will be as cheque usage continues to decline.

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Lots of things have been added that are focussing on the future

Lots of “launching in America” things perhaps, or adding loans that apparently my credit rating is too good to be eligible for (which is a separate annoyance, I actually do want to take out a loan at the moment, but I’m going to have to go somewhere else)

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so why bother

To be better than the other banks.

I signed up in the Mondo days, and as you can see I’m an investor. I want to recommend Monzo to people, I want to enthuse about the experience at every opportunity I get, but in reality I don’t ever recommend Monzo, because I don’t want to have to go through a “do you use cheques? do you receive money from overseas often?” interview process first.

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Most current account holders in the UK – millions of them – can just snap a pic of the cheque. Monzo customers are in a small minority.

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Most of the big banks do it now and no you don’t need to send the physical cheque in. Once the image is submitted and the cheque cleared you destroy the physical cheque.

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Wow. That’s a six year old comment you’ve replied to. I think you may have broken a record. Well done :tada:

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What do I win!!!? Lol

Free trial of cheque imaging on your monzo account

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Oh brill, wanna send me a cheque to test it out with? :stuck_out_tongue:

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To activate the offer, kindly download the Starling app and sign up for an account. Once you’ve done this, said cheque can be processed and sent to your Monzo account :rofl:

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Cheque imaging would be a “nice-to-have”, but then again companies really need to start moving to digitised versions such as payment links etc that Monzo already offer to send and receive funds - cheques are no longer as secure as they used to be, nor are they of any convenience.

Plus, they cost a fortune compared to Faster Payments by the time you’ve factored in postage, paper, ink etc on top of the bank charges!!

For most people, cheques aren’t really a deal-breaker so I don’t think it would be beneficial for Monzo to waste time, effort and resource in this when Monzo is all about budgeting (hence the focus on Trends).

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Cheque is dying, building for it is a waste of time and money

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So we still have years to go!
Cheques will still be used for a long while, Monzo should just get this ticked off the list.

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:point_up:t2:

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I got this reply to a Facebook comment a few days ago. Not sure I believe it though!

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Generic social media response. You could have asked about a yellow card with pink spots and you’d have got a similar response.

I don’t think it will ever happen.

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A reverse Mr Blobby card :eyes:

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