Chase UK Chat (Part 1)

Financial Chat Fintech Chat
859

And the wedding is off because he had to pay for the venue by direct debit

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860
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861

Reminds me of the Monzo adverts!

(In terms of tone and the question/answer format).

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863

I thought that. And the first screenshot of the two help screengrabs above by @Jays6 is basically the script from Monzo when they first jumped from pre-paid to banking license. Ah, nostalgia.

EDIT: Itā€™s the second screengrab that makes a difference thoughā€¦

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867

Why arenā€™t they wearing masks?

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868

:door::running_man: Canā€™t find 'owt to do with Google Pay. Or Joint Accounts.

869

I wonder if the release of chase will bring the Apple Card here soon

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872

Has anyone seen any mention of cash? Is it possible to pay it in?

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874

Ā£500 is decent, thatā€™s more than both Monzo & Starling.

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875

Finding your card details

If you want to find your card details, just open the Chase app and tap on the card above your accounts. Once youā€™re in the card management menu, tap ā€˜See detailsā€™ to be shown the card number, expiry date and CVC you can use for online shopping.

Returning or collecting something?

Payments made in store use a different set of card details to those used online. This is to help keep your account secure.

To see the card number used for a specific payment go to your transaction list and find the payment, tap it and then scroll to ā€˜Card ending withā€™.

If youā€™re returning something purchased in store, the merchant should be able to apply a refund straight to your card. If they ask to see the card number too, just follow the steps above.

Thatā€™s interesting too, although Iā€™m not totally convinced thereā€™s a meaningful security benefit.

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876

Iā€™m confused with this one - my accounts (Personal/Joint) have a daily bank transfer** limit out (withdrawal) of Ā£10,000

**or did you mean ATM withdrawals? - of which I have a Ā£400 daily limit with the Joint Account and Ā£Unlimited daily limit at UK/EEA ATMā€™s and Ā£600 daily limit at International ATMā€™s with the Premium Personal account

877

Isnā€™t that the ATM limit?

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879

I do think there will be staff in stores who might cause a stir if you donā€™t have the card with the card number on though.

I know they can refund on it still, but many stores will have a policy of staff checking the card is the same card. Be interesting to see how that goes.

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880

I canā€™t wait for the pay-by-link feature to launch:

ā€˜chase.meā€™

Duncan Norvelle will be bathing in tenners with the royalties from this one.

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881

I like a couple of bits of this, probably missed some of it as I havenā€™t read this topic much!

Cashback, only 1% but soon adds up. Free money is the best kind of money, but only for a year. Lame. Do they do any sort of pay for account in the US that keeps this feature?

I like the card with no numbers and then pay from where-ever you want, does that mean you can have multiple cards in ApplePay? Or when Iā€™m at the checkout in Tesco I need to remember to repoint it to my shopping pot because it was on my clothes pot and Iā€™ve just spent all that?

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882

I would be surprised if they donā€™t continue it/replace it with something.

You get one card, including one in Apple Pay. You just set which account it will take money from when you spend.

884

I just know Iā€™d forget to do this!

Itā€™s not something that would make me switch but a nice little perk that you can ignore and let it accumulate.

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887

I would like to think there is a fallback whereby if you spend from the account with no money it takes it from another account but initially it might be just something to remember.

Perhaps even a setting whereby it will spend from one account for a set period of time then automatically fall back to another. Eg. If I know my next hour will be on the tube I could say ā€œSpend from this account for one hourā€ and then go back to the main account.

Iā€™dā€¦ not imagine this will be the case at launch.

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888

I think the benefit im seeing from Chase right now is the fact that i can:

  • Have my Current Account
  • Have a Bills Account (which has its own card number, account number and sortcode) so i can have bills and recurring card payment bills come out of.

A card that works for both accounts which i can flip between in the app.

  • Cashback on everything
  • Round ups and the interst thing aswell

I think overall it does alot of what Monzos pots does in a different way. It does seem appealing but i dont think i can give up being full Monzo :confused:

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889

Possibly one of the most niche and old-school comments Iā€™ve seen on this site! Bravo! :clap:

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