To me this is the big difference. I like my bill money ring-fenced so I know it’s covered and then I can spend the rest, which is what happens with Monzo. But you can’t “hide” it with Chase as you could accidentally spend it and they can’t do DD anyway, so really it’s only going to be Netflix etc.
But for a spending account, this is probably the best one around if you only use it to spend money on your card, as you’re proving quite well.
I agree, and the ring fencing is good, but like I said for me it’s only one transaction a month so it’s not the biggest issue in the world.
If I set a grocery account to spend, I would just put my main spending one to spend after. It’s not really much hassle.
If I forget, well then I just pop in the Netflix money to make up for it if it comes from the wrong account. It’s only one transaction for me and wouldn’t make or break a whole bank account.
Yeah whenever the transaction isn’t pending, which I’ve learned can vary from retailer to retailer.
Anyway! I’m not sure if anyone has seen the gambling controls? Seems identical to Monzo - is this some industry standard process?
Has anyone manged to link this to curve so it can be used with Google pay.
Just got my code so waiting on them to finish checking my application so they can open my account.
EDIT: Oh it’s done all ready lol
Only just got the invite, but this is one thing I will be testing.
But keep having the ID doesnt match error message and having to start again…
Well I have no idea why this happened… perfect credit history, no recent searches and no explanation!
It’s not possible. ApplePay only so far.
This is standard across most banks, though the format may slightly differ, the concept is the same.
Got my code this morning and opened my account, I love the UI look and the fact you can customise your card
Ugh, I’ve been there mate. I can’t think of why this might be then, which credit report have you checked?
I once had issues with an account because the way they put my address in didn’t match in format so it was as though I had no credit history at all.
Possibly reach out to their customer service team and query it.
Still waiting.
That’s assuming I’ll be accepted once I get the code and apply of course
Anyone had issues with adding their card to another Apple Device? Added it to my
iPhone but it will not let me add it to my iPad.
Apparently you have to go through the in-app provisioning flow, you can’t yet add the card by typing in the details
Doesn’t work with Cruve, Google Pay or Samsung Pay. 
Looks like i may have discovered a bug, with having 2 middle names and the verification flow…
Spoke to Customer Services and am waiting for a call back from the back end team so KYC team … (lets see if one happens)…
Very impressed with speed of answer, not even one ring…
So you have to carry the physical card?!
How backward 
