Indeed. I think it’s as @TheoGibson put it in the flex thread here:
So simply pairing your card to a theoretical credit account in the Chase app as opposed to one of your regular current accounts is enough to grant you those section 75 protections, because you’d be paying directly using credit. The card is irrelevant.
I think there’s also scope here in Chase’s approach for the possibility of seeing the ever often dream of @Peter_G’s that crops up once in a while on these forums, of having a singular line of credit that serves multiple purposes such as being both your overdraft and your credit card. Whether or not they’ll actually do something like that remains to be seen. But one can hope.
But I generally see a lot of potential in Chase’s take on banking and there’s a lot of excitement in the potential of it for me, more so than I feel about our neobanks.