I’m 94.6% sure they already do. This was asked before and getting it back next day was a Monzo decision and they wait longer to get it back from the savings supplier.
But last time I said this, someone said “are you sure/who said that” and I couldn’t find the post 
Interesting. I’m 53.1% sure I haven’t heard that before! I do have a 72% memory of someone from Monzo saying they’d like to go same day, though.
As a comparator, Emma now do savings pots equivalents and they do the next day shuffle - and I’m pretty sure they won’t be fronting anything up.
I suppose the Monzo question is, if they are indeed fronting, why not just go all the way?
WHAT
Not complicated at all. It’s just a term Sharia banks use. It is basically interest, to all intent and purposes.
Always been paid the rate on my Sharia accounts.
Me, to a much younger colleague: “…and of course, 73% of all statistics are entirely made up on the spur of the moment.”
Colleague, wide eyed: “Wow, really?!”
Works every time…
Predictable. But it is the best statistic ever muttered:
So, what with Chip increasing their Easy Access rate to 4% today, and the likely BoE rate rise on Thursday, when, if at all, do people think we will see a rate rise from Monzo for their direct Instant Access pot?? 
Thursday afternoon if they follow the same pattern.
Boom! And the gap widens even more.
Monzo currently 3.40%
Tandem have just increased their Instant Access to 4.10% (inc top up)
I’m torn , my brain says chip but psychologically I like it in Monzo… 
Tempted to move it all into Chip.
Just moved the bulk of mine to Tandem. I like having it in Monzo but a 0.7% increase is too good to ignore.
Surely the Monzo rate will increase soon… right?.. 
Think I’ll wait a few days then decide
The Monzo rate has, I think, gone up 0.2% for a 0.25% increase.
So if there’s another quarter point increase on Thursday we might be looking at 3.6% in Monzo. Not the most competitive.
I have the bulk of my easy access savings spread between Chip, Tandem, and Barclays, so that I am likely to be able to access at least one of my sources, should there be IT issues with the others, whilst at decent rates.
Chip and Tandem are obviously also linked to different current accounts, for the same reason.
So 4.00%, 4.10%, and 5.12% AER across the three.
Small sum in Monzo Savings Pot @ 3.40%, sufficient for ATM access, if required.
Bases covered 
What do you think of the Barclays saver? Are you with Barclays just for the high rate?
I’ve been thinking of opening an account for that rate, do you think that’s a good idea? My main concern is their ethics. (I’ve got Chip, an ISBank fix, Nationwide and Wise at the moment)
There’s a lot of the market pricing in the next few moves of the MPC now, and taking the loss lead on it, but they tend not to be banks
