Here’s Tom’s confirmation that Monzo won’t offer business banking -
https://community.monzo.com/t/personal-vs-business-bank-accounts/1096/5?u=alexs
It does look like Monzo is open to helping users manage their expenses, an example of a really good development of the existing functionality is here -
https://community.monzo.com/t/adding-cash-expenses/6994/9?u=alexs
However, in the last week Tom has promoted a startup call Coconut the “bank account for freelancers” which looks like it’s providing the types of services that the entrepreneurs who have shown an interest in Monzo were looking for -
https://twitter.com/t_blom/status/835150589289988097
although he might just be grateful that they changed their name from Monizo, rather than making a trademark claim against Monzo…
Here’s a link to Tide’s website https://www.tide.co/. It’s worth mentioning that they’re backed by the same investors (Passion Capital), as Monzo.