Built from the ground up

Monzo Chat
1

A big plus is that the backend stack is being built from scratch. The problem is what’s brand new now can in the next 5 years be obsolete. So I know Tom has made a few comments about the mainstream banks regarding them having old systems. (Which they do.) How are the team going to stop their brand new systems being spoken about in the very same way in the next 5 to 10 years?

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