Neither do I, it boils down to the question do you want a current account or a travel card and if the answer is travel card then it may not be for you and the rest of us shouldn’t have to subsidise you using it as such.
There has been a lot of slinging of insults or accusations of deceptiveness which I believe to be completely unjustified so to monzo and its staff particularly @tristan, @Naji, @bea, of course @tom and anyone else who ive missed out, thank you for running a fair vote for the best option for the whole community.
tl;dr: Thanks monzo for asking and involving the community, it was fair and well publiscised and a result was achieved that reflected the best interests of the majority of normal users.
I’m aware of the reason, but per currency makes more sense to me than per month, as a frequent traveler. I doubt this change would be very expensive, because most people just go to one country per trip. But if it is expensive, I wouldn’t mind offsetting that cost by changing one month to two months. The reason being that there is no way to avoid using an ATM at least once per currency, but you can certainly plan a few weeks ahead.
First time I’m hearing about this discussion by the way, I’m not super active in forums. For polls like these, it would make sense to email users who used ATM’s abroad in the past few months.
I am disappointed, if not surprised. It’s often very hard to pay ‘by card’ in places outside ‘the West’/Europe/US. Some currencies you can’t purchase before you travel. In some places it’s not safe to have all your cash for your holiday on you when you arrive.
I will be sticking with Monzo for the near future, but will be looking into an alternative card to take on holiday - which is a shame as I liked Monzo for its ‘whole world’ (I mean your own money world, not the globe haha) approach. Now I will have to segregate my holiday spending from my day-to-day spending, which makes it harder to manage my money.