If you have a credit card added to Android Pay yes, you can see it in the list (there’s no way for us to tell AP to only show debit cards). But if you try to top up with it, it won’t work 
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If you have a credit card added to Android Pay yes, you can see it in the list (there’s no way for us to tell AP to only show debit cards). But if you try to top up with it, it won’t work