So I have been using Monzo on and off for a few months now, I did not get my wages paid into it, I did not make big purchase on it. I topped it up £20 here and there just to see how I felt.
So then I made the move! I now get my wages paid into the account (weekly), but me being me lost my card the day this happened so I have been having to move money often to my HSBC account.
Anyway… new card arrived and I am ready to start using Monzo as my main bank. I’ve been playing with budgets and because Monzo does not know me yet it’s really hard to be setting a budget. What tips can you give?
My current goal is to: have a nice amount going into my savings account, but then I would also like to start paying a good amount into another pot for my business (to then be transferred into a business account at the end of each month).
Any tips will be hugely appreciated!