For monzo to identify (or maybe be input manually) when you get paid and, using the information of how often you get paid (monthly/four weekly/ fortnightly) and what direct debits or other bills you have coming out: a separate pot for your bills to come straight out of. With monzo telling you how much you need to put in this pot every time you get paid. Making it clearer that what is in your current account is just for spending money etc
This is being worked on, see here:
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