I found what I would call a UX bug. A rather large monthly credit card payment results in seeing this in the Target tab, because it treats a pending payment as an expense and there is no way to recategorise it until it clearsā¦ so I will be seeing it like this for several days until the transfer clears and I can recategorise it as a transfer.
I would really like to be able to categorise pending payments immediately.
Just reported the same thing above. My payment cleared today and Trends returned to normal once the payment was categorised properly.
Agree about categorising or excluding pending payments.
Hi Jack, thanks. I canāt swipe back past the last month - so December. It stuck on that month. Yes it happens as soon as I swipe back. This is what I see:
I experienced this. I force closed the app (swipe up from bottom, close on iOS) and then it went away.
It isnāt going away for me.
Iām mid month testing Targets and Iāve encountered a problem - for me at least. Making payments to a credit card shows as a Transfer so excluded. Iām happy with this approach.
However this means that my Target āLeft to spendā is higher than what Iāve got left in my accounts, combined. If I change the category on the credit card payment to e.g. Groceries, that messes up the Spending tab as instead of spending Ā£100 on groceries, Trends thinks Iāve spent Ā£200.
Itās made worse by the Joint Account not being able to use custom categories. Iām struggling to find a workaround. How do others here get round this problem?
I donāt. I get Fannoyed by the lack of custom cateogories (and all other Parity/Plus/Premium issues) with JAās.
Ditto really.
JA is bills and food shops, few things for the house etc. So I just ignore it completely for trends and donāt dig any deeper with it.
If a Tesco shop is shopping and not groceries and I notice it, Iāll change it, but I just leave it 95% of the time.
JA aside, it feels like the Target element is flawed with extra payments to eg credit card or even Flex. Itās a shame as I canāt see a solution as paying off extra to a CC will always mean your Target left to spend is more than youāve got.
Itās strange as when I put Ā£500 to spend it always shows more available when i actually donāt have anything left in my account. Surely can be set better so when my salary gets paid in, it should automatically say āafter bills you have Ā£ leftā that is what Iām looking for in a bank.
Thatās what āleft to spendā does. If itās not accurate then change your budgets/budget period.
Target is something different (sort of)
Targets only clicked for me when I set it up to work on my free to spend amount. So excluding bills, regular payments, things Iād set aside in pots etc.
The one thing that would make it really eye popping for me would be to be able to have it off of my Left to Spend amount in the current account. Thatād be epic.
Agreed, and I understand thatās what the Balance tab is supposed to be for to an extent, but itās all a bit bare.
Give me the Balance graph with the info from Targets, along with being able to set targets per category and Iāll be happy.
What happend with Trends in summer 2022? 
Until then, it had no problem to show individual Trends for separate Revolut currencies.
Now, itās always referring to GBP Trends, regardless Iām trying to review my ā¬ or any other 
This is exactly my issue. January is car insurance month and the Mrsā birthday. And thatās before I bought a new iPad i had no need for 
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Problem for me is that some of my bills/expenses I categorise as something I might categorise a daily spend as so I have to choose to either include it or not and not have target quite right.
Thatās what Iām trying to use it for but those pesky extra payments to Flex or credit card mess it up.
So I track these as additional purchases (not in trends cos I donāt use Monzo) but in Lumio. But the same should work for target.
I have my target which lets say is Ā£1000. But I also have car insurance which is Ā£500. So I put the latter down as a different category.
It doesnāt affect my monthly target but I can still see that I spend more than that this month on a special purchase. Iāve still accounted for the money.
Visibility is key here, I think.
Iāve just noticed my previous months numbers arenāt correct and it seems to be because not all the accounts are ticked and there doesnāt seem to be a way to update it, the checkboxs are greyed out? Previously I wasnāt including my joint account but now I want to (historically as well).
