I think £5 is a low fee for a business account, and like that my business account can be as good as my personal account now…
However, I went with Starling because it’s the same offering and it’s free. I also like that it’s a separate app/UI/card so I reduce the chance of using the wrong account accidentally.
One thing I dislike seeing is pricing excluding features that don’t cost any extra to provide. E.g. access to accounting systems integration not available on free plan. That feature has been built and it’s costing hardly anything for the company to provide to all. I wouldn’t want to see tiers introduced like this. I can understand volumes being a tier consideration, but not features as a whole unless there is a direct cost that needs to be passed on.